SME Banking

Partner SME Initiatives

In line with The Association of Banks in Malaysia (ABM) "PARTNER" SME initiatives, please find below the relevant documents:

Explanatory Notes & Guidelines

PARTNER SME Enquiry Form

Document Checklist

Common Timeline for PARTNER SME Application

Tips on starting an SME

  • Draft a business plan
  • Identify the business you interested to venture in
  • Your skills & expertise in the business
  • Identify source of fund-start- up capital including positive cash flow for at least a year
  • Selecting a business name
  • Choose a business location
  • Register a Business with Companies Commission of Malaysia (SSM)
  • Identify distribution patterns
  • Outline company vision
  • Keeping track on finance
  • Hire & manage employees
  • Using Information Technology (IT)
  • Equip yourself with market/competitor updates
  • Business Strategy & Planning

Is your business an SME?

Manufacturing: Sales turnover not exceeding RM50 million OR full-time employees not exceeding 200 workers

Services and other sectors: Sales turnover not exceeding RM20 million OR full-time employees not exceeding 75 workers