Features & Benefits
Personal Loan - Features & Benefits
Get 20% Cash Back on interest and enjoy:
- Monthly instalments as low as RM103*
- 5-minute loan approval at am:pm Convenient Banking**
- Flexible repayment tenure from 2 to 7 years***
- NO guarantor and collateral required
- NO processing fees
- NO early settlement fees.
* Based on financing tenure of 7 years for RM5,000 and during Cash Back period
** 48 hours approval at other locations
*** 6 & 7 years loan tenure are only available for salaried applicants age ≥ 30, earning an annual income of ≥ RM48,000
Affordable monthly installments
|Loan Amount (RM)||Monthly Instalment||Monthly Instalment During Cash Back Period|
|2 Year||5 Year||7 Year||2 Year||5 Year||7 Year|
Flat Interest Rate ranges from 9.0% - 13.5% per annum depending on loan amount and tenure.
Effective Interest Rate ranges from 12.38% - 24.82% per annum.
The above table serves as illustration purpose only. Final instalment might differ.
- Malaysian citizens only, aged between 21 to 60 years old
- Earn a minimum annual income of RM24,000 per annum
How To Apply
- If you are an existing Customer, Leave your details for us to call you back.
- If you are not a customer yet Apply Online
- Visit any of our branches or call 1-800-38-8888
Minimum income documents required to support your application:
If you are a Salaried Earner, please prepare
- Latest 3 months Salary Slip or
- Latest EPF Statement or
- Latest EA Form
If you are a Self Employed, please prepare
- Latest 6 months company bank statements or
- Latest Form B