Personal Loan

Features & Benefits

Personal Loan - Features & Benefits

Get 20% Cash Back on interest and enjoy:

  • Monthly instalments as low as RM103*
  • 5-minute loan approval at am:pm Convenient Banking**
  • Flexible repayment tenure from 2 to 7 years***
  • NO guarantor and collateral required
  • NO processing fees
  • NO early settlement fees.

* Based on financing tenure of 7 years for RM5,000 and during Cash Back period
** 48 hours approval at other locations
*** 6 & 7 years loan tenure are only available for salaried applicants age ≥ 30, earning an annual income of ≥ RM48,000

Affordable monthly installments

Loan Amount (RM)Monthly InstalmentMonthly Instalment During Cash Back Period
2 Year5 Year7 Year2 Year5 Year7 Year

Flat Interest Rate ranges from 9.0% - 13.5% per annum depending on loan amount and tenure.
Effective Interest Rate ranges from 12.38% - 24.82% per annum.
The above table serves as illustration purpose only. Final instalment might differ.


  • Malaysian citizens only, aged between 21 to 60 years old
  • Earn a minimum annual income of RM24,000 per annum

How To Apply

  • If you are an existing Customer, Leave your details for us to call you back.
  • If you are not a customer yet Apply Online
  • Visit any of our branches or call 1-800-38-8888

Minimum income documents required to support your application:

If you are a Salaried Earner, please prepare

  • Latest 3 months Salary Slip or
  • Latest EPF Statement or
  • Latest EA Form

If you are a Self Employed, please prepare

  • Latest 6 months company bank statements or
  • Latest Form B

Important Information

View all Terms & Conditions (EN & BM)

View all Product Disclosure Sheets (EN & BM)