Q: Are there any condition to enjoy Annual Fee waiver?
A: I’m credit card Annual Fee is waived for life with no conditions attached.
Q: Are there any other benefit of holding I’m credit card?
A: Besides Annual Fee being waived for life, no 1% foreign exchange conversion mark-up imposed by the Bank.
Q: Why doesn’t I’m credit card come with reward points and/or cash back feature?
A: This is because I’m is a basic credit card. Moreover, no Annual Fee and Overseas Transaction Mark-up charged for this card.
Q: Why is there a charge-back on Overseas Transaction Mark-up on my statement?
A: It is due to the reversal done on your Overseas Transaction. We have to charge back the Mark-Up which we had reversed/deducted previously.