I’m Credit Card

HongLeong Bank Logo
  • singapore
  • hong kong
  • vietnam
  • cambodia
  • LAN A
  • LAN B
  • LAN C
  • Our Story
  • News & Updates
  • Investor Relations
  • CSR
  • Awards
  • Management & BODs
  • Career
  • Deposits
  • Credit Card
  • Loans
  • Insurance
  • Investment
  • Remittance
  • Hong Leong Connect
  • Credit Card
  • Personal Loans
  • Current / Saving Account
  • Latest Promotions

Make a comparison (2/3)
Compare now
  • No Frills >
  • I'm Card
hlb i'm credit card

Credit card annual fee waived for life

Compare with another card
Apply Now
Apply Now

Features & Benefits

  • Features & Benefits
  • Fees & Charges
  • FAQ
  • T&C, PDS & Forms

Enjoy Annual Fee waived for life and no 1% foreign exchange conversion mark-up imposed by the Bank. Apply Online. 

No Annual Fee – Ever!

All the conveniences of a credit card and you don’t have to pay for it.

 

More details

Less details

No foreign exchange conversion mark-up

1% foreign exchange conversion mark-up imposed by the Bank is not applicable. 

 

More details

Less details

Immerse in the Convenience of Digital Banking

Enjoy seamless online and mobile banking with Hong Leong Connect.

 

More details

Less details

Go Green!

You will be enrolled automatically for e-statements.

 

More details

Less details

Eligibility

  • Aged 21 to 65 years old (Principal) | 18 years old (Supplementary)
  • Minimum annual income RM24k
    OR a minimum fixed deposit pledged of RM2,000

 

More details

Less details

Card Type
Principal
Supplementary
Annual Fee*
(RM)
Annual Fee*
(RM)

I'm Card (Mastercard)
No Annual Fee
No Annual Fee
Fees and Charges Description
Amount*
(RM)
Credit Card Service Tax (per card)
25
Sales draft retrieval (per copy)
Waived
Additional hardcopy statement request  (per statement)
5

*Subject to Government Tax, if applicable

Click here for the list of fees and charges, or visit any of our branches for further information.

Q: Are there any condition to enjoy Annual Fee waiver?

A: I’m credit card Annual Fee is waived for life with no conditions attached.

Q: Are there any other benefit of holding I’m credit card?

A: Besides Annual Fee being waived for life, no 1% foreign exchange conversion mark-up imposed by the Bank.

Q: Why do I have to pay RM20 joining fee for each card (principal or supplementary)?

A: The joining fee of RM20 (subject to Government Tax, if applicable) is a one-time admin fee to process each card’s application.

Q: Why doesn’t I’m credit card come with reward points and/or cash back feature?

A: This is because I’m is a basic credit card. Moreover, no Annual Fee and Overseas Transaction Mark-up charged for this card.

Q: Why is there a charge-back on Overseas Transaction Mark-up on my statement?

A: It is due to the reversal done on your Overseas Transaction. We have to charge back the Mark-Up which we had reversed/deducted previously.

English

Terms & Conditions

Product Disclosure Sheet

Credit Card Application Form

Supplementary Credit Card Application Form

Cardholder Agreement

Bahasa Malaysia

Terms & Conditions

Product Disclosure Sheet

Credit Card Application Form

Supplementary Credit Card Application Form

Cardholder Agreement

Chinese

Terms & Conditions

These may interest you

Edit here to enter details for productdetail page promotion
mortgage plus promo tile en
Mortgage
MortgagePlus

Find Out More

hlb airasia credit card product tile n
Credit Card
airasia Credit Card

Find Out More

Our Artificial Intelligence Advisor is ready to assist you

Chat with us

×

External Link Disclaimer

You are leaving Hong Leong Bank's website as such our Privacy Notice shall cease. We wish to remind you on our terms on the use of links, Disclaimer and Reservation of Intellectual Property Rights.

Continue