I’m Card - No Annual Fee Credit Card - Hong Leong Bank

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  • No Frills >
  • I'm Card
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hlb i'm credit card

Your life. Personalised by you.

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  • i'm card No Annual Fee usp en No annual fee
  • i'm card Freedom to express usp en Freedom to express yourself on the card
  • i'm card no mark up overdeas transaction usp en No mark-up on overseas transactions
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Features & Benefits

No Annual Fee – Ever!

All the conveniences of a credit card and you don’t have to pay for it.

No Mark-up On Overseas Transactions

Save when you spend in a foreign currency.

Go Green!

You will be enrolled automatically for e-statements.

Personalise It

Imprint your personality on the card – make it yours and yours alone!

Immerse in the Convenience of Digital Banking

Enjoy seamless online and mobile banking with Hong Leong Connect.

Eligibility

  • Aged 21 to 65 years old (Principal) | 18 years old (Supplementary)
  • Minimum annual income RM24k

Fees and Charges

Card Type Principal Supplementary
Annual Fee*
(RM)
Annual Fee*
(RM)
I'm Card (Mastercard) No Annual Fee No Annual Fee
Fees and Charges Description
Amount*
(RM)
Credit Card Service Tax (per card)
25
Sales draft retrieval (per copy)
20
Additional hardcopy statement request  (per statement)
5

*Subject to Government Tax, if applicable

Click here for the list of fees and charges, or visit any of our branches for further information.

 

Frequently Asked Questions

Q: Are there any condition to enjoy Annual Fee waiver?
A: I’m credit card Annual Fee is waived for life with no conditions attached.

 

Q: Are there any other benefit of holding I’m credit card?
A: Besides Annual Fee being waived for life, Overseas Transaction Mark-Up will not be charged too.

 

Q: Why do I have to pay RM20 joining fee for each card (principal or supplementary)?
A: The joining fee of RM20 (subject to Government Tax, if applicable) is a one-time admin fee to process each card’s application.

 

Q: Why doesn’t I’m credit card come with reward points and/or cash back feature?
A: This is because I’m is a basic credit card. Moreover, no Annual Fee and Overseas Transaction Mark-up charged for this card.

 

Q: Can I use my I’m credit card when I receive it (before personalisation)?
A: Yes, you can. Just remember to activate the card by following the instructions on the card carrier before you start using it.

 

Q: Where can I do the personalisation?
A: You can go to Mach Branch at Mid Valley Shopping Mall during business hours. You can also visit www.hlb.com.my/iam from time to time to check our list of branch roadshows where personalisation service will be offered.

 

Q: Can I personalise the card with any word(s) that I like?
A: You can personalise any word(s) provided the word(s) do(es) not violate any proprietary and intellectual property rights. Vulgar word(s) will not be allowed.

 

Q: Can I change the personalisation?
A: Yes, you may change it to reflect your current life stage and/or character.

 

Q: Can I choose the font type used for personalisation?
A: Sorry, you cant. Only Bradley Hand ITC is available.

 

Q: Can I choose the colour for personalisation?
A: Sorry, only black colour is available.

 

Q: Why is there a charge-back on Overseas Transaction Mark-up on my statement?
A: It is due to the reversal done on your Overseas Transaction. We have to charge back the Mark-Up which we had reversed/deducted previously.

Terms & Conditions, PDS & Application Form

Terms & Conditions - EN
Terms & Conditions - BM
Terms & Conditions - CH
Product Disclosure Sheet - EN
Product Disclosure Sheet - BM
Credit Card Application Form - EN
Credit Card Application Form - BM
Supplementary Credit Card Application Form - EN
Supplementary Credit Card Application Form - BM

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