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Features & Benefits
Enjoy Annual Fee waived for life and no 1% foreign exchange conversion mark-up imposed by the Bank. Apply Online.
No Annual Fee – Ever!
All the conveniences of a credit card and you don’t have to pay for it.
No foreign exchange conversion mark-up
1% foreign exchange conversion mark-up imposed by the Bank is not applicable.
Immerse in the Convenience of Digital Banking
Enjoy seamless online and mobile banking with Hong Leong Connect.
You will be enrolled automatically for e-statements.
- Aged 21 to 65 years old (Principal) | 18 years old (Supplementary)
- Minimum annual income RM24k
OR a minimum fixed deposit pledged of RM2,000
|I'm Card (Mastercard)
||No Annual Fee
||No Annual Fee
|Fees and Charges Description
|Credit Card Service Tax (per card)
|Sales draft retrieval (per copy)
|Additional hardcopy statement request (per statement)
*Subject to Government Tax, if applicable
Click here for the list of fees and charges, or visit any of our branches for further information.
Q: Are there any condition to enjoy Annual Fee waiver?
A: I’m credit card Annual Fee is waived for life with no conditions attached.
Q: Are there any other benefit of holding I’m credit card?
A: Besides Annual Fee being waived for life, no 1% foreign exchange conversion mark-up imposed by the Bank.
Q: Why do I have to pay RM20 joining fee for each card (principal or supplementary)?
A: The joining fee of RM20 (subject to Government Tax, if applicable) is a one-time admin fee to process each card’s application.
Q: Why doesn’t I’m credit card come with reward points and/or cash back feature?
A: This is because I’m is a basic credit card. Moreover, no Annual Fee and Overseas Transaction Mark-up charged for this card.
Q: Why is there a charge-back on Overseas Transaction Mark-up on my statement?
A: It is due to the reversal done on your Overseas Transaction. We have to charge back the Mark-Up which we had reversed/deducted previously.