One Smart Insurance Plan - Hong Leong Bank Malaysia

HongLeong Bank Logo HongLeong Bank Logo
  • YOU ARE IN :
  • Personal
    Personal
    Priority
    Business
    Islamic
    Global Markets
  • ENG
    ENG
    BM
    CHI
  • singapore
    hong kong
    vietnam
    cambodia
  • Connect
    Personal
    Business
  • YOU ARE IN :
  • Personal
    Personal
    Priority
    Business
    Islamic
    Global Markets
  • ENG
    ENG
    BM
    CHI
  • singapore
    hong kong
    vietnam
    cambodia
Current Account Savings Account Fixed Deposit Account Safe Deposit Box
Debit Cards

PIN & PAY

Premium Business Cash Back Rewards Points No Frills Compare Credit Cards Credit Card Recommender

Credit Card Services Credit Card Rewards PIN & PAY Go Green Promotions

Property Loan Motor Loan Personal Loan Share Margin Financing

Buying your first home Property Auction Listing

Telegraphic Transfer SuperRemit Western Union Currency Exchange Services
Structured Investments Unit Trust Bonds HL eBroking
Motor Travel Home Life Personal Accident Medical Card Investment Linked Safe Deposit Locker Education Saver

How to prepare for your child’s education needs

Samsung Pay
Hong Leong Connect Overview Connect Online Banking Connect Mobile Banking App

Login Register For Connect

Promotions

Reap more rewards with these value for money promotions from Hong Leong Bank.

Find out more



The Health Banking Story Health Banking Products Connect With Health Banking
  • Deposits
  • Debit Cards
  • Credit Cards
  • Loans
  • Remittance
  • Investment
  • Insurance
  • Samsung Pay
  • HL Connect
  • Promotions
  • Health Banking
  • About Us
  • Help & Support
  • News & Updates
  • Investor Relations
  • Careers
  • Fees & Charges
  • Interest Rates
  • Branch Locator
Clear

No Result

Filter by Banking Category:
All Personal Priority Business Islamic Global Markets
Filter by Type:
All Products Documents Tools Promotions News Help & Support Others

We have found 0 items that match what you searched for.

SHOW MORE
SHOW MORE

BACK TO TOP

Quicklinks

Help & Support
  • Contact Us
  • Branch Locator
  • General FAQ
Online Banking
  • Understanding HL Connect
  • Understanding HL Connect Biz
Tools
  • Car Financing Tools
  • Property Financing Tools
  • Property Auction
Rates & Charges
  • Interest Rates
  • Forex Rates
  • Fees & Charges
About Hong Leong Bank
  • About Us
  • News & Updates
  • Careers
  • Investor Relations

Choose Cards to Compare

Select at least one additional card to compare benefits and rewards of each card
Compare Cards Now
  • Investment Linked >
  • One Smart Plan
Compare Cards ()

One Smart Plan

A one-time payment for a lifelong plan

  • Comprehensive coverage till 100
  • One-time premium payment
  • Professionally-Managed Investment-Linked Fund
I’m interested

Features & Benefits

Comprehensive Coverage

  • Death, up to the age of 100
  • Total and Permanent Disablement (TPD) before the age of 65
  • Old Age Disability (OAD) upon attaining the age of 65

 

In the event of death, TPD or OAD (whichever occurs first) the higher of the Basic Sum Assured or the Fund Value immediately after the event will be payable.

Professionally-Managed Investment-Linked Fund

95% of your premiums will be invested into any Investment-linked fund(s) of your choice.

Your monthly insurance charge (which is not guaranteed and deducted from the Fund Value) will increase as you get older. It is possible that the Fund Value may be insufficient to pay for the insurance charge in later years due to circumstances such as poor fund returns or withdrawals causing your policy to lapse before attaining the age of 100. In such an event, you may need to top up your premium to ensure continuous coverage.

 

Fund Value and account value carry the same meaning in all collaterals.

 

This plan may qualify you for personal tax relief, subject to the final decision of the Inland Revenue Board.

One-Time Single Premium Payment

Pay once, and get protection till you turn 100.

In addition to the one-time payment, you can top up your premium at any time with a minimum value of RM500 to enhance the sustainability of the Fund Value.

You may also withdraw a minimum of RM500 should you need to meet your expenses.

For each top-up or withdrawal, the Basic Sum Assured will be increased or decreased accordingly by the same amount. At any time, your Basic Sum Assured shall not be less than RM5,000.

Eligibility

•Life Assured

    •Min Entry Age: 30 days old

    •Max Entry Age: 70 years old

•Policy Owner

    •Min Entry Age: 18 years old

    •Max Entry Age: 65 years old

 

Personal tax relief is subject to eligibility and approval of Inland Revenue.

Banca Service Guide

Banca Service Guide
Banca Service Guide Takaful - EN
Banca Service Guide Takaful - BM
Edit here to enter details for document download

People also viewed these

Edit here to enter details for productdetail page promotion
Insurance
Senior Personal Accident Plus Plan

FIND OUT MORE

Insurance
Hong Leong Bank – Medi Saver

FIND OUT MORE

For enquiries, connect with us online or drop by your nearest Hong Leong Bank Branch.


Connect with Us

Branch Locator
Our Artificial Intelligence Advisor is ready to assist you

Chat with us

×

Products Eligible for Protection by PIDM | Privacy Policy | Hyperlink Policy | Disclaimer | USA Patriot Act 2001 | W-8BEN-E | Whistleblowing Policy | About Us | HongLeong Group

© Hong Leong Bank Berhad (97141-X). All rights reserved.

External Link Disclaimer

You are leaving Hong Leong Bank's website as such our Privacy Policy shall cease. We wish to remind you on our terms on the use of links, Disclaimer and Reservation of Intellectual Property Rights