NID / Islamic Structured Product

HongLeong Bank Logo
  • Islamic
  • Global Markets
  • Assurance
HongLeong Bank Logo
  • singapore
  • hong kong
  • vietnam
  • cambodia
  • ENG
  • BM
  • 中文
  • Personal / Sole Proprietor
  • Business
    • HLB ConnectFirst
    • HL Connect Biz
Islamic Global Markets Assurance
  • Our Story
  • News & Updates
  • Investor Relations
  • Sustainability
  • Awards
  • Management & BODs
  • Career
  • CSR
  • HLB Wallet
  • Debit Cards
  • Credit Cards
  • Loans
  • Bank Account
  • Insurance
  • Investment
  • Remittance
  • Multi-Currency Account
  • HLB Connect
  • Safe Deposit Box
  • Digital Solutions
  • Fixed Deposit
  • Credit Card
  • Personal Loan
  • Current / Savings Account
  • Complete Saved Application
  • Upload Documents
  • Track My Application
  • e-Invoice
PROMOTIONS
TRACK MY APPLICATION
/content/dam/hlb/my/images/revamp-images/default-search-image.PNG
Islamic Global Markets Assurance
singapore hong kong vietnam cambodia
ENG BM 中文
Suggested Searches:
Quick Link:
HLB Wallet Open Bank Account Credit Card Application Personal Loan Application
ABOUT US
Our Story News & Updates Investor Relations Sustainability Awards Management & BODs Career CSR
DISCOVER OUR PRODUCTS
HLB Wallet Debit Cards Credit Cards Loans Bank Account Insurance Investment Remittance Multi-Currency Account HLB Connect Safe Deposit Box Digital Solutions Fixed Deposit
APPLY ONLINE
Credit Card Personal Loan Current / Savings Account Complete Saved Application Upload Documents Track My Application e-Invoice
PROMOTIONS
TRACK MY APPLICATION

No Result

Filter by Banking Category:
All Islamic Global Markets
Filter by Type:
All Products Documents Tools Promotions News Help & Support Others

We have found 0 items that match what you searched for.

Popular Searches

Login to HLB Connect
Forgot HLB Connect Username / Password
Credit Cards
Personal Loan
Deposits
Promotions
Help & Support
Branch Locator
Contact Us
SHOW MORE

SHOW MORE
  • Structured Product >
  • Floating Rate Negotiable Instruments of Deposits
NID FRNID

Potential to earn enhanced return via NID / Islamic Structured Product for a 100% principal protected investment if held until maturity

Apply Now

 

Potential to earn enhanced return via NID / Islamic Structured Product for a 100% principal protected investment if held until maturity

  • I want to learn more
  • I know what I want

What is NID / Islamic Structured Product?

Negotiable Instrument of Deposits (NID) and Islamic Structured Product are 100% principal

protected investments that can be linked to various investment themes.

 

 

What are the benefits of investing in 

NID / Islamic Structure Product ?

Principal%20Protected

Principal Protected

(if held to maturity)

You will receive 100% of your principal amount as long as you hold your investment to maturity.

Exposure%20to%20various%20assets%20and%20tenors

Exposure to Various

Assets and Tenors

You will get to choose the types of investment assets that you want exposure to, with varying tenors.

Lower%20cost%20of%20investment

Lower Cost of 

Investment

We do not charge upfront for investment management fees.

 

 

 

Underlying Investment Assets of NID /

Islamic Structured Product

Interest%20Rate%20Linked

Rate Linked

A type of investment to the

movement of interest rates

such as 3-Month Kuala

Lumpur Interbank Offered

Rate (KLIBOR).

Unit%20Trust%20Fund%20Linked

Unit Trust Fund Linked

A type of investment tied

to a specific financial

market or sector, such as

the stock market, the bond

market, or a particular industry.

Equity%20Index%20Linked

Equity / Index Linked

A type of financial product

tied to the performance of a

specific stock, group of

stocks, market index or

exchange traded fund.

Currency%20Linked

Currency Linked

A type of investment

tied to the movement of

a particular currency pair.

 

 

 

 

Ready to invest?

Register your interest and our dedicated team will be in touch.

Contact Us
Visit our nearest HLB branch and talk to our representative.

Visit Us

 

 

Frequently Asked Questions

The minimum amount may differ depending on the tranche of NID / Islamic Structured Product you are investing in. Kindly refer to the respective term sheet for the minimum investment amount.

We do not offer Shariah compliant NID at the current point in time.

For a full list of risks of investing in NID / Islamic Structured Product, it is recommended to consult a licensed financial or professional advisor and refer to the documents in relation to the NID / Islamic Structured Product as different tranches may carry different risks to reflect the underlying asset.

There are no fees applicable to NID / Islamic Structured Product.

Early Withdrawal Costs may be incurred if you withdraw before the maturity date. In such cases, you may not receive your full initial investment amount as the costs may be higher than your returns.

 

 

Disclaimer

Warning:

This product is principal guaranteed by the issuing bank upon maturity only. If the product is redeemed or sold prior to maturity, the customer may lose part of the initial deposit amount. The returns on this product are uncertain and the customer risks earning no returns at all. The customer is reminded that this product is not protected by Perbadanan Insurans Deposit Malaysia (PIDM CR47332B).

 

Money withdrawn from your insured deposit(s) is no longer protected by PIDM if transferred to a non-deposit account, eg. Unit Trust, Bond, Dual Currency Investment (DCI), Floating Rate Negotiable Instrument of Deposit (FRNID), Structured Investment, ASNB, Investment Account-i etc.

 

This advertisement has not been reviewed by the Securities Commission Malaysia (SC).

 

Would you like to explore our other products?

View Our Products

 

 

 

Learn, invest and grow with

Fresh Take - your one-stop hub for investment knowledge.

How Inflation Impacts Life in Malaysia

How to better prepare yourself against inflation in Malaysia.

Read More

Building your wealth with ESG.

ESG Series, Part 1. Discover how big businesses and individuals can fix the planet with ESG investments.

Read More

How to read & interpret the news

Learn to read critically to identify trusted sources.

Read More

Regular Savings Plan

A simple habit goes a long way.

Read More

Timing the Market vs Time in the Market

The benefits of staying calm and giving the market time.

Read More

What's happening to my Ringgit?

Understand FOREX and how it impacts the value of your dollar.

Read More

Learn More

 

 

 

Here is some information to help you get started.

Active Traded Idea via NID / Islamic Structured Product

Discover more about actively traded ideas via NID / Islamic Structured Product and understand how to

ride on this investment to gain exposure to various underlying assets while protecting your downside risk.

 

 

 

Rate Linked Investment via NID / Islamic Structured Product

NID / ISLAMIC STRUCTURED PRODUCT PRODUCT RISK RATING TENURE REFERENCE RATE RANGE COUPON /PROFIT PAYMENT FREQUENCY Call Provision
CALLABLE FIXED RATE NEGOTIABLE INSTRUMENT OF DEPOSIT (NID) P2 - Low Risk 3 years - - 4.00% p.a. Quarterly Quarterly, Non-call first 3 months
ISLAMIC CALLABLE RANGE ACCRUAL -i (CRA-i) P2 - Low Risk
5 years 3-Month KLIBOR 0.00% - 3.90% 4.80% p.a. Quarterly Quarterly, Non-call first 3 months

Disclaimer: The above list of NID/Islamic Structured Product were traded for the past 3 months. The list do not form part of the recommendation from the Bank. You are advised to assess your customer risk profile and perform investment suitability checks prior to making investment decision. Kindly contact your Relationship Manager or walk in to the Priority Banking Center to find out more about investment via NID/Islamic Structured Product.

 

 

 

Equity / ETF / Index Linked Investment via NID / Islamic Structured Product

FRNID PRODUCT RISK RATING TENURE UNDERLYING CARRIER (% OF INITIAL PRICE) REBATE PAYMENT FREQUENCY
EQUITY LINKED BULLISH SHARKFIN FLOATING RATE NEGOTIABLE INSTRUMENT OF DEPOSIT (FRNID) P2 - Low Risk 1.5 years VanEck Gold Miners ETF / USA Upper Barrier: 109.00% 9.00%  At maturity
INDEX LINKED TWIN-WIN FLOATING RATE NEGOTIABLE INSTRUMENT OF DEPOSIT (FRNID) P2 - Low Risk
1.5 years MSCI World Index Upper Barrier: 120.00%
2.00% At maturity
Lower Barrier: 80.00%

Disclaimer: The above list of Floating Rate Negotiable Instrument of Deposits (FRNID) linked to different types of underlying assets were traded for the past 3 months. The list do not form part of the recommendation from the Bank. You are advised to assess your customer risk profile and perform investment suitability checks prior to making investment decision. Kindly contact you Relationship Manager or walk in to the Priority Banking Center to find out more about investment via FRNID.

 

 

 

Ready to invest?

Register your interest and our dedicated team will be in touch.

Contact Us
Visit our nearest HLB branch and talk to our representative.

Visit Us

 

 

Frequently Asked Questions

The minimum amount may differ depending on the tranche of NID / Islamic Structured Product you are investing in. Kindly refer to the respective term sheet for the minimum investment amount.

We do not offer Shariah compliant NID at the current point in time.

For a full list of risks of investing in NID / Islamic Structured Product, it is recommended to consult a licensed financial or professional advisor and refer to the documents in relation to the NID / Islamic Structured Product as different tranches may carry different risks to reflect the underlying asset.

There are no fees applicable to NID / Islamic Structured Product.

Early Withdrawal Costs may be incurred if you withdraw before the maturity date. In such cases, you may not receive your full initial investment amount as the costs may be higher than your returns.

 

 

Disclaimer

Warning:

This product is principal guaranteed by the issuing bank upon maturity only. If the product is redeemed or sold prior to maturity, the customer may lose part of the initial deposit amount. The returns on this product are uncertain and the customer risks earning no returns at all. The customer is reminded that this product is not protected by Perbadanan Insurans Deposit Malaysia (PIDM).

 

Money withdrawn from your insured deposit(s) is no longer protected by PIDM if transferred to a non-deposit account, eg. Unit Trust, Bond, Dual Currency Investment (DCI), Floating Rate Negotiable Instrument of Deposit (FRNID), Structured Investment, ASNB, Investment Account-i etc.

 

This advertisement has not been reviewed by the Securities Commission Malaysia (SC).

I'm Interested

External Link Disclaimer

You are leaving Hong Leong Bank's website as such our Privacy Notice shall cease. We wish to remind you on our terms on the use of links, Disclaimer and Reservation of Intellectual Property Rights.

Continue