Kad Kredit
Q: Siapakah yang layak memohon Kad Kredit Hong Leong?
A:
- Pemohon kad prinsipal mestilah berumur sekurang-kurangnya 21 tahun ke atas manakala pemohon kad tambahan mestilah berumur sekurang-kurangnya 18 tahun ke atas.
- Pemohon mesti mempunyai pendapatan tahunan minimum seperti jadual di bawah:
Jenis Kad |
Keperluan Pendapatan Tahunan Minimum |
|---|---|
I’m |
RM24,000 p.a. |
Essential |
RM24,000 p.a. |
Wise |
RM24,000 p.a. |
RM24,000 p.a. |
|
Sutera Platinum |
RM36,000 p.a. |
GSC |
RM24,000 p.a. (Gold) RM60,000 p.a. (Platinum) |
airasia |
RM24,000 p.a. (Gold) RM60,000 p.a. (Platinum) |
Emirates |
RM60,000 p.a. (Platinum) RM90,000 p.a. (World) RM250,000 p.a. (World Elite) |
Hong Leong Infinite |
RM150,000 p.a. |
- Layak kepada Warganegara Malaysia, Penduduk Tetap Malaysia, Warga asing yang bermastautin di Malaysia
- Alamat e-mel dan nombor telefon (untuk tujuan surat-menyurat) adalah wajib
Nota: Selaras dengan Garis Panduan Kad Kredit yang disemak semula pada 18 Mac 2011, kelayakan pendapatan minimum untuk pemegang kad kredit baharu ditetapkan pada RM24,000 setahun. Pemegang kad kredit yang berpendapatan RM36,000 setahun atau kurang hanya boleh memiliki kad kredit dari maksimum dua (2) pengeluar sahaja. Di samping itu, had kredit maksimum yang diberikan kepada pemegang kad kredit tidak boleh melebihi 2 kali pendapatan bulanan mereka bagi setiap pengeluar.
Q: Jika saya tidak dapat menyediakan dokumen pendapatan sokongan yang berkaitan, bolehkah saya memohon kad kredit Hong Leong?
A: Boleh. Anda boleh memohon kad kredit yang dijamin dengan deposit tetap.
Q: Sebagai pemohon Kad Kredit Hong Leong kali pertama, bolehkah saya memohon melalui dalam talian?
A: Boleh. Anda boleh log masuk ke www.hlb.com.my dan klik ‘Mohon Sekarang’ untuk memohon kad kredit pilihan anda.
Q: Adakah saya perlu melengkapkan permohonan dalam talian sekaligus?
A: Tidak perlu. Anda boleh memilih untuk berbuat demikian dalam bahagian tetapi sila ingat sambung daripada borang sedia ada anda dengan mengklik skrin 'Jejaki Pemohonan Saya' di laman utama Hong Leong Bank.
Q: Jika saya pemegang Kad Kredit Hong Leong sedia ada, bolehkah saya memohon kad tambahan?
A: Boleh. Anda boleh log masuk ke Perbankan Internet Hong Leong anda dan memohon kad tambahan di bahagian Apply/Track.
Q: Jika saya pemegang Kad Kredit Hong Leong sedia ada, bolehkah saya memohon kad suplemen secara dalam talian?
A: Tidak boleh. Sila kunjungi cawangan terdekat untuk permohonan kad suplemen.
Q: Bagaimanakah saya memeriksa status permohonan melalui dalam talian?
A: Anda boleh melayari www.hlb.com.my dan klik 'Jejaki Permohonan Saya' untuk memeriksa status permohonan dalam talian anda.
Q: Adakah permohonan Kad Kredit Hong Leong secara dalam talian selamat?
A: Ya! Laman web kami dienkripsi dengan perlindungan Secure Socket Layer (SSL). Semua data yang dihubungkan dalam sistem adalah selamat dan dilindungi daripada penggunaan yang tidak sah.
Q: Apakah dokumen sokongan yang perlu saya serahkan bersama-sama permohonan dalam talian saya?
A:
Anda perlu memberikan kami dokumen berikut jika permohonan anda telah diluluskan pada dasarnya
- Salinan fotokopi Kad Pengenalan (depan dan belakang) atau Pasport (sah untuk sekurang-kurangnya enam (6) bulan pada masa permohonan) bagi bukan warganegara Malaysia (termasuk pemohon tambahan), dan
- Dokumen pendapatan sokongan seperti jadual di bawah:
Sumber pendapatan |
Dokumen yang diperlukan |
|---|---|
Pekerja bergaji |
Syarikat Multinasional Penyata KWSP terkini (minimum 6 bulan caruman); ATAU Slip gaji 3 bulan terkini (cetak komputer)
Syarikat Bukan Multinasional Penyata KWSP terkini (minimum 6 bulan caruman); ATAU Slip gaji 3 bulan terkini (cetak komputer); DAN mana-mana satu daripada yang berikut: • Set lengkap borang BE terkini dengan resit bayaran cukai • Borang EA terkini (dengan Penyata KWSP terkini sahaja) • Penyata bank pengkreditan gaji 3 bulan terkini |
Bekerja Sendiri |
Sijil pendaftaran perniagaan terkini; DAN Set lengkap borang B terkini dengan resit bayaran cukai; ATAU Penyata bank syarikat 6 bulan terkini |
Ekspatriat bergaji |
Slip gaji 3 bulan terkini (cetak komputer); DAN Permit kerja sah sekurang-kurangnya 6 bulan pada masa permohonan; ATAU Surat pekerjaan bertarikh dalam tempoh 3 bulan |
Sebarang dokumen pendapatan tambahan mungkin diperlukan mengikut budi bicara bank.
Q: Berapa lamakah permohonan saya akan diproses oleh Hong Leong Bank?
A: Hong Leong Bank memerlukan sekira-kira tujuh (7) hari bekerja dari tarikh penerimaan dokumen sokongan yang diperlukan untuk melengkapkan penilaian permohonan anda. Status permohonan anda akan dimaklumkan kepada anda melalui e-mel.
Q: Bagaimanakah saya boleh mendapat Kad Kredit Hong Leong saya?
A: Anda boleh memilih penghantaran ke alamat Rumah atau alamat Pejabat semasa permohonan anda. Untuk Sabah dan Sarawak, pilihan tambahan untuk mengumpul di cawangan terdekat anda tersedia.
Q: Bolehkah saya hantar proksi atau wakil untuk mengambil Kad Kredit Hong Leong yang baharu bagi pihak saya?
A: Tidak boleh. Untuk tujian keselamatan, anda perlu hadir secara fizikal di cawangan untuk melakukan pengesahan cap ibu jari dengan Kad Pengenalan (MyKad) anda apabila anda mengambil kad anda.
Q: Bila saya boleh mengambil Kad Kredit Hong Leong saya?
A: Kad anda akan dihantar dalam tempoh sepuluh (10) hari perniagaan selepas kelulusan. Walau bagaimanapun, kemungkinan keadaan yang tidak dijangka di mana penghantaran mungkin ditangguhkan (Contohnya, kesulitan logistik semasa musim perayaan).
Forms and Downloads:
- Aged 21 to 65 years old (Minimum 25 years old for Platinum Business Card)
- Malaysian citizen or permanent residents
- Annual income of RM24,000 and above
Employed |
Self-Employed |
|---|---|
|
|
Note:
- The above documents have to be independently verifiable.
- Other form of income substantiation may be acceptable on case to case basis e.g. Tenancy Agreement.
Tekan sini untuk muat turn Perjanjian Pemegang Kad.
Tekan sini untuk muat turn Helaian Pendedahan Produk Kad Kredit.
We offer the following range of convenient credit card payment / transactions options via our e-Banking Services channel:
- Online Banking
- Mobile Banking
- Phone Banking
- e-Banking Centres
Online Banking
Why rush all the way to the bank to queue up to make your credit card transactions when you could do all that from the comfort of your own home? Log online now to enjoy the following benefits that saves you time & money:
Obtain Card Information
Find out when is your outstanding credit card balance, payment due date & minimum amount due.
Bonus Point Enquiry / Gift Redemption
View our gift catalogue, redeem your gifts online & find out about your bonus point accumulation & mode of gift collection available.
Transaction Details
View your latest 6 months credit card statements that are almost identical to the ones that you'd receive via post mails (principal & supplementary account details).
You can also view your recent credit card purchase that is not listed in your latest credit card monthly statement (principal & supplementary account details).
Request for Credit Card T-PIN
Now you can also request for your credit card T-PIN online! You'll need your T-PIN to access to your E-Banking services.
If you have a Deposit Account with us, you get to enjoy some additional features that will certainly enhance the level of convenience that you'll enjoy from our online banking channel.
Here's how you can utilize our online transactional benefits to the fullest:
Credit Card Payment
You can perform your own & other's credit card payment online.
Alternatively, you may also arrange for a future dated credit card payment.
Standing Instructions
You can also opt for a standing instruction for your credit card payments. Customers are given the option of minimum or full settlement of their credit card bills.
If you have not registered yet, please do so now. Click here to register but if you do not have a T-PIN yet, find out how to create one.
Mobile Banking
If you are a busy person always on-the-go, the Hong Leong Mobile Banking Services bring banking to your fingertips!
Imagine being able to check your credit card balance(s) via your mobile phone when you're stuck in a massive traffic jam. You can also check your credit limit through our Mobile Banking services, amongst other services provided via our innovative channel.
Phone Banking
If you can't log online to perform your credit card transactions, why not consider doing it the alternative way? Just pick up your phone & wriggle away your worries on your credit card payments in just a few simple steps! Here's what you can do:
- Check Outstanding Credit Balance
- Perform Credit Card Payment (only applicable for those with a Hong Leong Deposit Account)
- Credit Card Statement Request
- Bonus Points Enquiries
- Change Credit Card T-PIN
- Gift Redemption
To start your phone banking transactions or to find out more, call 03 - 7626 8899.
e-Banking Centres
If you happen to be in the neighbourhood, why not drop by any of our branches located nationwide to perform your credit card transactions? Here's a brief list of what you can do at our e-Banking Centres:
Credit Card Payment
Settle your credit card payments by depositing cash / cheque payment via our Cash / Cheque Deposit Machines, which are conveniently available at our e-Banking Centres.
If you are a Hong Leong Deposit Account customer, you can also opt to submit your payment by utilizing the Automated Teller Machine (ATM)
Effective November 2017, we will stop mailing out hardcopy bank statements by batches.
Features & Benefits
The card that gives you the best value for your money.
You have the flexibility of either settling your outstanding balance in your account in full or partially (subject to minimum monthly payment of 5% or RM50, whichever is higher by the payment due date).
You have various payment options from cash/cheque deposit to phone and online banking
Hong Leong Club Rewards – The more you spend, the bigger your rewards
Every RM 1 charged to your Hong Leong Classic Credit Card for retail purchases, earns you 1 Rewards Point. You can accumulate Rewards Points to redeem for gifts, hotel and dining vouchers, frequent flyer miles or pay for your annual fee. Furthermore, you can even use your Rewards Points to pay for your purchases at participating merchant outlets via our On-the-Spot Points redemption. Click here for the Hong Leong Club Rewards Programme Terms and Conditions.
Extended Payment Plan (EPP)
Purchase your dream items while stretching your payment tenure with our 0% interest installment plan for 6-month and 12-month
24-hour Cash Accessibility
You have access to cash at over 500,000 Express Cash Network and Visa PLUS ATMs worldwide
Cash-On-Call
Call for your emergency cash of up to 90% of your card's available credit, and pay in affordable monthly installments at a low interest rate of only 9.88% p.a.
Enjoy the convenience of auto-reload with Hong Leong Touch'n Go Zing Card
Hong Leong Touch’n Go Zing Card with an automatic reload features is linked to your Hong Leong Credit Card. Every time your Hong Leong Touch’n Go Zing Card balance falls below RM50, it will automatically reload RM100 and the amount will be charged to your Hong Leong Credit Card. To find out more click here
Freedom of financial flexibility and repayment options
Features & Benefits
Travel smart with the must-have travel companion – the Hong Leong MATTA Credit Card. Specially crafted to reward the travel-loving consumer, we aim to please and provide convenience at every step of your holiday planning.
1% Cashback on Overseas Shopping
Overseas shopping has never been more fun! Your MATTA credit card awards you with 1% Cashback every time you transact overseas. So, even if you're buying souvenirs or gifts for friends - you get rewarded too! Online transactions included.
Complimentary Entry to Plaza Premium Lounge
Get refreshed, relax and unwind with complimentary amenities and refreshments at the Plaza Premium Lounge in KLIA while waiting to board your flight.
Complimentary Entrance to MATTA FAIR via VIP Express Lane
Enjoy sheer exclusivity with the MATTA Credit Card whenever you visit participating MATTA Fairs nationwide. Just present your MATTA Credit Card at the entrance and enter for free via the VIP Express Lane. Complimentary entry is awarded to cardholder and one guest.
Preferential Forex Rate
Purchase foreign currency at preferential rates at Hong Leong Bank Bureau de Change at KLIA 2 and Mahkota Parade, Melaka.
Hong Leong Club Rewards - The more you spend, the more your rewards
Your Hong Leong MATTA Credit Card is big on value. On top of all its other fantastic privileges, it also gives you Reward Points. Every RM 1 charged to your Hong Leong MATTA Credit Card for retail purchases, earns you 1 Rewards Point. You can accumulate Rewards Points to redeem for gifts, hotel and dining vouchers, frequent flyer miles or pay for your annual fee. Furthermore, you can even use your Rewards Points to pay for your purchases at participating merchant outlets via our On-the-Spot Points redemption. Click here for the Hong Leong Club Rewards Programme Terms and Conditions.
Annual Fee Waiver
Automatically enjoy a waiver on your annual fee with a minimum swipe of 1 retail transaction within 45 days from the card approval date. Subsequent year annual fee waiver is subject to a minimum of 12 retail transactions per annum.
Enjoy the convenience of auto-reload with Hong Leong Touch'n Go Zing Card
Hong Leong Touch’n Go Zing Card with an automatic reload features is linked to your Hong Leong Credit Card. Every time your Hong Leong Touch’n Go Zing Card balance falls below RM50, it will automatically reload RM100 and the amount will be charged to your Hong Leong Credit Card. To find out more click here
A. PROMOTIONAL CAMPAIGN OFFER
20% Cashback on Travel Expenses
For New MATTA Cardholders
- New MATTA cardholders enjoy 20% Cashback on travel expenses for the first 30 days following card approval.
- Cashback is capped at RM100 per customer (Principal and Supplementary cardholders collectively).
General T&C governing the Promotional Campaign Offer
- 20% Cashback will be awarded on all eligible travel expenses charged to the Hong Leong MATTA Credit Card.
- Eligible travel expenses shall include purchase of flight tickets, airport limo service, Electric Rail Link (ERL) and duty free shopping only at The Flying Emporium, Eraman and The Zon (hereinafter collectively referred to as “Eligible Transaction”) at the Kuala Lumpur International Airport (KLIA) and the Kuala Lumpur International Airport 2 (KLIA2).
- Eligible travel expenses performed by both Principal and Supplementary cardholders collectively shall enjoy the 20% Cashback. However, Cashback will only be credited to the Principal Credit Card within 2 statement cycles following the posting of the Eligible Transactions.
- Only posted Eligible Transactions are eligible for 20% Cashback. Others such as fee charges, credit entries, chargebacks, balance transfers and recurring ZIIP payments are not eligible for the Cashback.
- If the posted Eligible Transaction is/are subsequently reversed, the Bank reserves the absolute right to debit the credit card account with the equivalent Cashback value.
B. MATTA CREDIT CARD OFFER
The offer consists of the following cardholder’s privileges:
1% CASHBACK ON FOREIGN CURRENCY SPEND
- The 1% Cashback is only applicable for retail transactions posted in foreign currencies other than Ringgit Malaysia (RM) (“Eligible transactions”) on the Hong Leong MATTA Credit Card.
- 1% Cashback is capped at RM100 per customer per month (Principal and Supplementary cardholders collectively).
- Eligible transactions performed by both Principal and Supplementary cardholders collectively are entitled to the 1% Cashback. However, cashback will only be credited to the Principal Credit Card within 2 statement cycles following the posting of the Eligible Transactions.
- Only posted retail transactions in foreign currencies are eligible for 1% Cashback. Others transactions such as HLB Balance Transfers, HLB My Payment Plan, recurring ZIIP payments, fee charges, credit entries and chargebacks are not eligible for the 1% Cashback.
- If the posted retail transaction for the foreign currency spent is subsequently reversed, the Bank reserves the absolute right to debit the credit card account with the equivalent Cashback value.
- PLAZA PREMIUM LOUNGE
- Complimentary entry to the Plaza Premium Lounge at KLIA is available to all Hong Leong MATTA Credit Cardholders (Principal and Supplementary) upon presenting (at the point of entry to the Plaza Premium Lounge at KLIA) their Hong Leong MATTA Credit Card.
- Complimentary entry is available to the first 50 Hong Leong MATTA Credit Cardholders, offered on a first come, first served basis.
- Hong Leong MATTA Credit Cardholders are to check with the management of Plaza Premium Lounge at KLIA for further information with regards to availability of the complimentary entry for Hong Leong MATTA Credit Cardholders.
- Hong Leong MATTA Credit Cardholders who enters the Plaza Premium Lounge at KLIA after the monthly quota is fulfilled, are required to pay the retail price as determined by Plaza Premium Lounge.
- PREFERENTIAL FOREX RATES AT HONG LEONG BANK'S BUREAU DE CHANGE (BDC)
- Preferential rates are offered to Hong Leong MATTA Credit Cardholders for purchase of the following currencies:
- U.S. Dollar (USD)
- Sterling Pound (GBP)
- Australian Dollar (AUD)
- Euro (EUR)
- Singapore Dollar (SGD)
- Brunei Dollar (BND)
- Hong Kong Dollar (HKD)
- Japanese Yen (JPY)
- Thai Baht (THB)
- Chinese Renmimbi (CNY)
- Preferential rates on foreign currency purchase as above, is only available at HLB BDCs at Kuala Lumpur International Airport 2 (KLIA2) and Makhota Parade, Melaka.
- In order to enjoy preferential rates, the Hong Leong MATTA Credit Cardholder have to present evidence of travel arrangement (flight ticket(s)/flight booking(s)/boarding pass(es)) and a Hong Leong MATTA Credit Card in their name.
- A minimum transaction of RM500 is required for Hong Leong MATTA Credit Cardholders to be eligible for the preferential rates.
- Rates offered for currencies are subject to change as determined by Hong Leong Bank BDC.
- Preferential rates are offered to Hong Leong MATTA Credit Cardholders for purchase of the following currencies:
C. GENERAL
- Hong Leong Bank (HLB) reserves the right at any time to add, delete, suspend or vary the Offer and its Terms & Conditions (T&C) as contained herein, wholly or in part, at its absolute discretion by way of posting on the website (www.hlb.com.my), or in any other mode of communication deemed appropriate 7 days prior the implementation of the revised terms and conditions. The Cardholders are to access the website at regular time intervals to view the T&C and to ensure that they are kept up-to-date with any changes or variations to the T&C.
- For the avoidance of doubt, cancellation, termination, suspension or extension of the Campaign and /or the Campaign Period and/or Offer Period and variation to the promotion terms and conditions of the Campaign and shall not entitle the Customers to any claims or compensation against HLB for any and all losses or damages suffered or incurred by the Customers as a direct or indirect result of the act of cancellation, termination, suspension or extension or amendments by HLB.
- Hong Leong MATTA Credit Cardholders shall not be entitled to claim for any compensation against HLB for any and all loss and damage suffered or incurred by the participants whether as a direct or indirect result of the act of amendments, cancellation, termination or suspension of the Offer.
- HLB’s failure to enforce a particular term and condition does not constitute a waiver of that term and condition by Hong Leong Bank.
- HLB may at its sole and absolute discretion, disqualify any credit cardholders from the Offer and reserve the right not to allow the credit cardholder to enjoy the Offer.
- Any complaints or disputes concerning the Offer shall be settled between the Cardholder and the Merchant directly without recourse to the Bank.
- All offers as offered by HLB merchants shall be further governed by their own Terms & Conditions.
- The terms and conditions in this document shall be governed by and construed in accordance with the laws of Malaysia and the customers agree to submit to the non-exclusive jurisdiction of the Courts of Malaysia.
Terma & Syarat
A. TAWARAN KEMPEN PROMOSI
20% Pulangan Tunai atas Perbelanjaan Perjalanan
Untuk Pemegang Kad MATTA Baharu
- Pemegang kad MATTA baharu akan menikmati 20% Pulangan Tunai atas perbelanjaan perjalanan selama 30 hari pertama selepas kad diluluskan.
- Pulangan tunai dihadkan kepada RM100 setiap pelanggan (secara kolektif merujuk kepada pemegang kad Prinsipal dan Tambahan).
Terma & Syarat Am Tawaran Kempen Promosi
- 20% Pulangan Tunai akan diberikan untuk semua perbelanjaan perjalanan layak yang dicajkan kepada Kad Kredit MATTA Hong Leong.
- Perbelanjaan perjalanan layak merangkumi pembelian tiket penerbangan, perkhidmatan limo lapangan terbang, Electric Rail Link (ERL) dan pembelian bebas cukai hanya di The Flying Emporium, Eraman dan The Zon (selepas ini dirujuk secara kolektif sebagai “Transaksi Layak”) di Lapangan Terbang Antarabangsa Kuala Lumpur (KLIA) dan Lapangan Terbang Antarabangsa Kuala Lumpur 2 (KLIA2).
- Perbelanjaan perjalanan layak yang dilakukan oleh kedua-dua pemegang kad Prinsipal dan Tambahan secara kolektif akan menikmati 20% Pulangan Tunai. Bagaimanapun, Pulangan Tunai hanya akan dikreditkan ke dalam Kad Kredit Prinsipal dalam masa 2 kitaran penyata selepas Transaksi Layak dipaparkan.
- Hanya Transaksi Layak yang dipaparkan layak mendapat 20% Pulangan Tunai. Lain-lain perbelanjaan seperti caj yuran, kemasukan kredit, caj semula, pindahan baki dan bayaran ZIIP berulang tidak layak untuk Pulangan tunai.
- Jika Transaksi Layak yang dipaparkan dibatal dan dikredit semula, Bank mempunyai budi bicara mutlak untuk mendebit akaun kad kredit dengan nilai yang setara Pulangan Tunai.
B. TAWARAN KAD KREDIT MATTA
- Tawaran merangkumi keistimewaan pemegang kad seperti berikut:
- 1% PULANGAN TUNAI ATAS PERBELANJAAN DALAM MATAWANG ASING
- 1% Pulangan Tunai hanya sah untuk perbelanjaan runcit yang dipaparkan dalam matawang asing selain dari Ringgit Malaysia (RM)(“Transaksi Layak”) menggunakan Kad Kredit MATTA Hong Leong.
- 1% Pulangan Tunai dihadkan kepada RM100 setiap pelanggan setiap bulan (secara kolektif merujuk kepada pemegang kad Prinsipal dan Tambahan).
- Transaksi layak yang dilakukan oleh kedua-dua pemegang kad Prinsipal dan Tambahan secara kolektif berhak mendapat 1% Pulangan Tunai. Bagaimanapun, pulangan tunai hanya akan dikreditkan ke dalam Kad Kredit Prinsipal dalam masa 2 kitaran penyata selepas Transaksi Layak dipaparkan.
- Hanya transaksi runcit dipaparkan dalam matawang asing layak mendapat 1% Pulangan Tunai. Transaksi lain seperti HLB Balance Transfers, HLB My Payment Plan, bayaran ZIIP berulang, caj yuran, kemasukan kredit dan caj semula tidak layak mendapat 1% Pulangan Tunai.
- Jika transaksi runcit dalam matawang asing yang dipaparkan dibatal dan dikredit semula, Bank mempunyai budi bicara mutlak untuk mendebit akaun kad kredit dengan nilai yang setara Pulangan Tunai.
- INSURANS
- Pemegang Kad Kredit MATTA Hong Leong akan menikmati perlindungan insurans sehingga RM1.7 juta untuk Kemalangan dan Kesulitan Perjalanan, Perbelanjaan Perubatan Luar Negara, Kehilangan Wang Peribadi dan Kecurian Ragut yang akan diunderait oleh MSIG Insurance (Malaysia) Bhd. Untuk menyemak polisi, sila klik di sini.
Untuk pertanyaan, hubungi Talian MSIG di 1800-88-6744.
Jika terdapat tuntutan, notis bertulis perlu diberikan kepada:
Alamat Laman Sesawang: www.msig.com.my
MSIG
Jabatan Khidmat Pelanggan
Tingkat 22, Menara Weld
No. 76 Jalan Raja Chulan
50200 Kuala Lumpur
No. Faks: 03-2026 8086
Alamat Emel: myMSIG@my.msig-asia.com
- Pemegang Kad Kredit MATTA Hong Leong akan menikmati perlindungan insurans sehingga RM1.7 juta untuk Kemalangan dan Kesulitan Perjalanan, Perbelanjaan Perubatan Luar Negara, Kehilangan Wang Peribadi dan Kecurian Ragut yang akan diunderait oleh MSIG Insurance (Malaysia) Bhd. Untuk menyemak polisi, sila klik di sini.
- PLAZA PREMIUM LOUNGE
- Masuk secara percuma ke Plaza Premium Lounge di KLIA untuk semua Pemegang Kad Kredit MATTA Hong Leong (Prinsipal dan Tambahan) apabila mereka menunjukkan Kad Kredit MATTA Hong Leong (di pintu masuk Plaza Premium Lounge di KLIA) .
- Masuk secara percuma disediakan untuk 50 Pemegang Kad Kredit MATTA Hong Leong yang pertama, ditawarkan atas dasar siapa cepat.
- Pemegang Kad Kredit MATTA Hong Leong dikehendaki menyemak dengan pengurusan Plaza Premium Lounge di KLIA untuk maklumat lanjut mengenai kesediaan masuk secara percuma.
- Pemegang Kad Kredit MATTA Hong Leong yang memasuki Plaza Premium Lounge di KLIA selepas kuota bulanan dipenuhi, perlu membayar harga runcit seperti ditetapkan oleh Plaza Premium Lounge.
- KADAR KEUTAMAAN TUKARAN MATAWANG ASING DI BUREAU DE CHANGE (BDC) HONG LEONG BANK
- Kadar keutamaan ditawarkan kepada Pemegang Kad Kredit MATTA Hong Leong yang membeli matawang berikut:
- Dolar A.S (USD)
- Pound Sterling (GBP)
- Dolar Australia (AUD)
- Euro (EUR)
- Dolar Singapura (SGD)
- Dolar Brunei (BND)
- Dolar Hong Kong (HKD)
- Yen Jepun (JPY)
- Baht Thai (THB)
- Renmimbi China (CNY)
- Kadar keutamaan untuk pembelian matawang asing di atas, hanya disediakan di BDC HLB di Lapangan Terbang Antarabangsa Kuala Lumpur 2 (KLIA2) dan Makhota Parade, Melaka.
- Untuk menikmati kadar keutamaan, Pemegang Kad Kredit MATTA Hong Leong perlu menunjukkan bukti urusan perjalanan (tiket penerbangan/tempahan tiket/pas masuk) dan Kad Kredit MATTA Hong Leong atas nama mereka.
- Transaksi minimum RM500 diperlukan untuk melayakkan Pemegang Kad Kredit MATTA Hong Leong mendapat kadar keutamaan.
- Kadar yang ditawarkan untuk matawang adalah tertakluk kepada perubahan sebagaimana ditentukan oleh BDC Hong Leong Bank.
- Kadar keutamaan ditawarkan kepada Pemegang Kad Kredit MATTA Hong Leong yang membeli matawang berikut:
- 1% PULANGAN TUNAI ATAS PERBELANJAAN DALAM MATAWANG ASING
C. AM
Hong Leong Bank (HLB) berhak pada bila-bila masa untuk menambah, memadam, menggantung atau mengubah Tawaran dan Terma & Syaratnya (T&C) yang terkandung di sini, sepenuhnya atau sebahagiannya, mengikut budi bicara mutlaknya dengan cara memaparkannya di laman sesawang (www.hlb.com.my), atau menggunakan sebarang kaedah komunikasi yang dianggap wajar tujuh (7) hari sebelum menguatkuasakan terma dan syarat yang disemak. Pemegang Kad dikehendaki melayari laman sesawang secara tetap untuk menyemak T&C dan memastikan mereka mengetahui maklumat terkini mengenai sebarang perubahan atau variasi kepada T&C.
Untuk mengelakkan keraguan, pembatalan, penamatan, penggantungan atau pelanjutan Kempen dan/atau Tempoh Kempen dan/atau Tempoh Tawaran dan variasi kepada terma dan syarat Kempen tidak melayakkan Pelanggan untuk membuat sebarang tuntutan atau gantirugi terhadap HLB untuk sebarang dan semua kerugian atau kerosakan yang dialami atau ditanggung oleh Pelanggan yang disebabkan secara langsung atau tidak langsung oleh tindakan pembatalan, penamatan, penggantungan atau pelanjutan oleh HLB.
Pemegang Kad Kredit MATTA Hong Leong tidak berhak membuat sebarang tuntutan gantirugi terhadap HLB untuk sebarang dan semua kerugian dan kerosakan yang dialami atau ditanggung oleh pelanggan sama ada disebabkan secara langsung atau tidak langsung oleh tindakan pemindaan, pembatalan, penamatan atau penggantungan Tawaran.
Kegagalan HLB untuk menguatkuasakan terma dan syarat tertentu tidak membentuk pengenepian terma dan syarat tersebut oleh Hong Leong Bank.
HLB boleh, mengikut budi bicara mutlaknya, membatalkan kelayakan mana-mana pemegang kad kredit daripada Tawaran dan berhak untuk tidak membenarkan pemegang kad kredit daripada menikmati Tawaran.
Sebarang aduan atau pertikaian mengenai Tawaran hendaklah diselesaikan oleh Pemegang Kad dengan Saudagar tanpa melibatkan Bank.
Semua tawaran oleh saudagar HLB tertakluk kepada Terma & Syarat mereka sendiri.
Terma dan syarat yang terkandung di dalam dokumen ini adalah tertakluk di bawah dan dibentuk selaras dengan undang-undang Malaysia dan pelanggan bersetuju untuk berserah kepada bidang kuasa bukan- eksklusif Mahkamah Malaysia.
Features & Benefits
Platinum Rewards Privileges
- Enjoy a high credit limit of up to RM300,000
- With spending power to match your financial status, your Platinum Card gives you the luxury of living the lifestyle you wish. Furthermore, your Hong Leong Platinum Card is accepted at all preferred establishments worldwide so you can enjoy the convenience and flexibility of getting cash, and anything else you so desire with just one swipe.
- Depending on your outstanding balance for the month, enjoy up to 2% cash rebate monthly.
- The maximum cash rebates to be earned is RM1,000 p.a. per customer. The earned cash rebates will be credited in the following month's statement.
Below are the cash rebate tiers for your reference:
Opening Balance* (as shown on your current statement) |
Rate |
|---|---|
| RM 10,000 - RM 25,000 | 0.2% |
| RM 25,001 - RM 50,000 | 0.5% |
| Above RM 50,000 | 2.0% |
*Your previous statement balance amount less all payments and credit entries reflected in your current statement.
An example of how the cash rebate is awarded based on the rates above:
| Customer A | Customer B | Customer C | |
|---|---|---|---|
| Opening Balance | RM 10,000 | RM 25,001 | RM 50,001 |
| Total Retail Spending1 for the current month2 |
RM 6,000 | RM 6,000 | RM 6,000 |
| Cash Rebate Rate applicable | 0.2% | 0.5% | 2.0% |
| Cash Rebate Earned and reflected in the current statement)3 | RM 12.00 | RM 30.00 | RM 120.00 |
1 Spending refers to retail transactions (excluding cash advance, balance transfer, Cash-On-Call, EPP Conversion, fee charges, and credit entries.
2 Month refers to the period of 1 month calculated from one statement date to the next statement date.
3 Rebate is calculated on the retail spending of the month and will be credited into your account in the following month.
- Hong Leong Club Rewards - The more you spend, the more the rewards
Your Hong Leong Platinum Card is big on value. On top of the cash rebate, it also gives you Reward Points. Every RM 1 charged to your Hong Leong GSC Credit Card for retail purchases, earns you 1 Rewards Point. You can accumulate Rewards Points to redeem for gifts, hotel and dining vouchers, frequent flyer miles or pay for your annual fee. Furthermore, you can even use your Rewards Points to pay for your purchases at participating merchant outlets via our On-the-Spot Points redemption. Click here for the Hong Leong Club Rewards Programme Terms and Conditions.
- Annual Fee Waiver for Principal Card
The annual fee for Principal Card is RM400 (subject to Government Tax, if applicable). To enjoy the annual fee waiver for the Principal Card, Principal Cardholder must perform a minimum 12 retail transaction p.a. or RM15,000 retail transactions p.a.
- Annual Fee Waiver for Supplementary Card
The annual fee for Supplementary Card is RM200 (subject to Government Tax, if applicable). To enjoy the annual fee waiver for the Supplementary Card, Supplementary Cardholder must performed a minimum 12 retail transactions p.a. or RM15,000 retail transactions p.a.
- Enjoy preferential Forex Rates. We offer rates above our existing competitive rate so you can enjoy bigger savings each time you travel overseas. The preferential Forex rates are applicable for purchases of foreign currencies such as the USD, GBP, AUD, JPY, HKD, CAD and more, worth between RM30,000 and RM150,000. Rates are only applicable for purchases made at Hong Leong Bank branches.
Platinum Lifestyle Privileges
- Toll-free Platinum Customer Service Line
Should you require personal assistance or have any queries regarding your Platinum Card, our dedicated Customer Service is always ready to help, anytime, day or night. All you have to do is call 1-800-38-8830 or 03-7626-8899 (overseas).
- 24-hour Personal Concierge
As a Hong Leong Platinum Cardholder, you get to enjoy privileges from Visa Platinum Life and / or MasterCard Platinum Collection. Enjoy complimentary room upgrades at some of the world's finest hotels, attractive retail discounts, priority reservations for concert and theatre tickets, as well as premium bookings at 5-star restaurants. Whatever your desire, these privileges were specially designed to meet your discerning taste.
Should you require further assistance, please call 1-800-80-3006 for Visa Concierge or 1-800-80-4594 for MasterCard Global Service. For more details on these privileges, please visit www.visaplatinum.com and www.mastercardplatinumcollection.com respectively.
Enjoy the convenience of auto-reload with Hong Leong Touch'n Go Zing Card
Hong Leong Touch’n Go Zing Card with an automatic reload features is linked to your Hong Leong Credit Card. Every time your Hong Leong Touch’n Go Zing Card balance falls below RM50, it will automatically reload RM100 and the amount will be charged to your Hong Leong Credit Card. To find out more click here
Yuran Tahunan
| Jenis Kad | Kad Prinsipal Yuran Tahunan* | Kad Tambahan Yuran Tahunan* |
|---|---|---|
| Insurance - Platinum Business | RM300 | RM150 |
| Matta Card | RM300 | RM150 |
| MRCA Gold and Platinum Card | RM400 | RM200 |
| Platinum Business | RM400 | Rm200 |
| Visa Classic | RM80 | RM40 |
| Visa Signature | RM600 | RM300 |
| Visa & Mastercard | RM400 | RM200 |
*Tertakluk kepada Cukai Kerajaan, jika berkenaan
Ganjaran Frequent Flyer
Terbang dengan Percuma. Ganjaran Frequent Flyer merupakan satu lagi keistimewaan yang lebih bermanfaat kepada Pemegang Kad Hong Leong Visa Signature kami. Tukar Mata Ganjaran anda kepada Enrich Miles dan tebus penerbangan percuma, naik taraf, baucar beli-belah dan banyak lagi. Dengan kami, mata ganjaran anda membawa nilai yang lebih baik melalui penukaran Enrich Miles kami seperti berikut:10,000 Mata Ganjaran = 1,000 Enrich Miles
Akses ke Plaza Premium Lounge Percuma
Menikmati akses ke Plaza Premium Lounge di Malaysia.
•Nikmati diskaun sehingga 20% daripada kadar yang diterbitkan untuk tetamu yang menemani.
•Pemegang Kad dikehendaki mengemukakan Kad Kredit Hong Leong dan Pas Masuk mereka yang sah untuk mengakses Plaza Premium Lounge.
Ciri & Manfaat
Nikmati 1X Mata Ganjaran bagi setiap perbelanjaan runcit RM1 yang layak dengan Kad Kredit Emas dari Hong Leong.
Fi Tahunan
Fi tahunan bagi Kad Prinsipal ialah Ringgit Malaysia Seratus Enam Puluh Enam (RM160) dan fi tahunan untuk Kad Tambahan ialah Ringgit Malaysia Lapan Puluh (RM80) (tertakluk kepada Cukai Kerajaan, jika ada). Dapatkan pengecualian fi tahunan bagi tahun pertama untuk Pemegang Kad Prinsipal dan Tambahan apabila anda melakukan sekurang-kurangya satu leretan (gunaan) runcit dalam masa 45 hari dari tarikh kelulusan Kad Emas.
Kelayakan
- Berumur 21 hingga 65 tahun (Prinsipal) | 18 tahun (Tambahan)
- Pendapatan tahunan minimum RM24,000
INSURANCE - Hong Leong Platinum Business Credit Card
2% Cash Back On AIA life Annual Premium Transactions
Enjoy 2% cash back whenever you charge your AIA Life Annual premium transactions to your INSURANCE-Hong Leong Business Credit Card.
Applicable for Non-Zero interest installment Plan (ZIIP) transactions only.
0.5% Cash Back On All Retail Transactions
Shopping can be more rewarding for you! You will automatically receive 0.5% cash back whenever you make a retail transaction with your INSURANCE-Hong Leong Business Credit Card. The more you shop, the more you will be rewarded.
12-Month Zero Interest Installment Plan (ZIIP)*
Enjoy ultimate peace of mind and convenience when you convert your AIA Life Insurance premium payments into a 12-Month Zero Interest Installment Plan with absolutely no processing fee!
*Premium that exceeds RM601 and can be converted to 12-Month Zero Interest Installment Plan (ZIIP). It’s easy, just call us at 03 – 7626 8899.
Annual Fee Waiver
That's right! Absolutely no annual fees at all! Both you and your Supplementary cardholders will automatically enjoy a waiver for the first year on your annual fee with a minimum swipe of 1 transaction within 45 days from card issuance date. Subsequent year annual fee will be waived if you spend at least 12 times on your INSURANCE - Hong Leong Platinum Business Credit Card.
Online Shopping made SAFER, EASIER, FASTER
Enjoy our new security feature that gives you a safer and more convenient online shopping experience when you use your Hong Leong Credit or Debit card.Each time you wish to make a purchase online with your Hong Leong card, we will verify your identity by asking you to enter a 'One Time Password' (OTP), which is a 6-digit password sent automatically to your mobile phone during the payment process.
Your OTP is only valid for one transaction and 2 minutes from the time of generation before it expires. So you can rest assure that no one but you could use your card online! All you need to do is make sure your current mobile phone number is registered with the Bank.
24-Hour Customer Service Hotline
If you're in need to get quick access to emergency cash, you'll be happy to know that help is just a phone call away. Just call our Hong Leong Bank Customer Service Hotline to request for a temporary increase in your credit limit or to report your lost or stolen card, general inquiries and more. Our Customer Service Hotline is available 24 hours a day, 7 days a week to attend to all your needs.
Overseas Transactions
Transactions in Foreign Currency
The conversion rate as determined by Visa International, MasterCard International or American Express, plus any administration fees charged by Visa International or MasterCard International, plus up to 1.0% administration fee imposed by the Bank.
Transactions in Ringgit Malaysia (RM)
Any administration fees charged by Visa International or MasterCard International.
Annual Fee Waiver For Life
That's right! Absolutely no annual fees at all! Both you and your Supplementary cardholders will automatically enjoy a waiver on your annual fee with a minimum swipe of 1 transaction within 45 days from the card issuance date. Subsequent year annual fee will be waived if you spend at least 12 times on your Hong Leong - MRCA Gold or Platinum Card over the preceding 12 months.
Call For Cash
You can withdraw up to 90% of your available credit limit (subject to availability). All you need to do is call 03-79501188 to request for a cash advance and the approved amount will be transferred to your saving or current account within the next working day.
Exclusive Will Writing Services
Enjoy unlimited consultation and special will-writing services at privileged prices only for Platinum Cardholders.
Zero Interest Instalment Plan
Our Zero Interest Instalment Plan will enhance your spending power and let you live life to the fullest. Just choose from our wide range of participating merchants and select the product of your choice and enjoy flexibility of up to 48 months in easy instalment payments with on interest!
My Payment Plan
Get that extra edge when you shop and bank on us to take care of all your purchases at anywhere and anytime with Hong Leong Bank 'My Payment Plan'. Just call our Customer Service Hotline within 30 days of purchase or before your next credit card statement, whichever is earlier for the installment plan of your choice up to 36 months.
Online Shopping made SAFER, EASIER, FASTER
Enjoy your new security feature that gives you a safer and more convenient online shopping experience when you use your Hong Leong Credit Card. each time you wish to make a purchase online with your Hong Leong card, we will verify your identity by asking you to enter a "One Time Password" (OTP), which is a 6-digit password sent automatically to your mobile phone during the payment process.
Your OTP is only valid for one transaction and 3 minutes from the time of generation before it expires. So you can rest assure that no one but you could use your card online! All you need to do is make sure your current mobile phone number is registered with the Bank.
Do's
Immediately sign on the signature panel at the back of your card upon receipt.
Treat, value and protect your card as if they were cash, keep your card secured and ensure that it is in your possession at all times
Check and ensure that the card you received after a transaction at a merchant is yours.
Ensure that you authorize all use of credit card (face to face or on Phone/Internet).
Shred all documents (charge slip, statement etc) that contains card details before you discard them.
Void incorrect charge slips before you sign a new one.
Promptly check your credit card statement and report immediately if there are any transactions that you do not recognize or unauthorized by you.
When you receive your new/renewal/replaced credit card, always check that the card is in your name, and that the sealed package is not compromised. Immediately contact the Bank if the card is not yours, or that the seal is tampered with.
Keep the bank phone numbers readily available with you to immediately report any lost or stolen card. A lways check your credit cards periodically to ensure that the cards are not missing from your wallet.
Sign-up for Card Protection if offered by your bank which helps report all your cards (including those issued by other banks) with just one call if you lose your wallet.
When purchasing items over the Internet, give your credit card details only on reliable websites and is from a company you trust. Reputable merchant sites use encryption technologies to protect your card information.
Please avoid using a public computer to shop online. If you do, please remember to log off and quit the browser when you are finished. All it takes is for someone to hit the "back button" to view your personal information.
Always print and save the confirmation page when completing an online purchase. Record or keep your receipts for all your purchases including online purchases.
Secure your letter mailbox, promptly collect your mail and be vigilant for identity theft. If you do not receive your credit card statements on time, please report to your bank promptly.
Notify the bank in advance for any change in address if you move.
Keep the bank updated with your latest hand-phone number and e-mail address to allow the bank to perform verification of unusual or suspicious transactions.
Be wary of high-pressure sales tactics such as "SCRATCH & WIN" where they ask for your card details.
If you received a call from a Telemarketer, ask questions. The fewer questions the caller can answer, more likely they are calling from an illegitimate business.
When you receive your PIN, please check that the sealed envelope has not been opened or tampered with. Immediately call the Bank if the seal is broken or opened.
Memorize your PIN immediately and destroy the PIN envelope. Go to the nearest Branch/ATM to change your PIN.
Don'ts
Never leave your credit card in an unsecured place, lying around at home or in the office where someone can have access to it. If you do not want to use your card, keep it in a safe and secure place.
Don't leave your credit card in your glove compartment of your car to prevent card theft.
Do not reveal personal details or your card details to any unknown party.
Hong Leong Bank will never send you an email or letter asking for your account specific information. Never reveal your username, password, security questions or answers, or PIN to anyone. You should not respond to such emails, letters, websites or phone numbers.
Never respond to emails that request for your credit card information and don't ever respond to emails that ask you to go to a website to verify personal (and credit card) information.
Never send account information, such as account number or PIN in an e-mail as it may be intercepted.
Be cautious about e-mails that offer credit services. Many unsolicited e-mails are fraudulent.
Watch out for imposters that claim to be from the bank and ask to "verify" your account details to make sure you are protected. The bank do not need your account details, it already has it.
When creating passwords and PINs, do not use anything that can be easily traced to you such as your date of birth, Identity Card no., etc. Do not record those numbers on anything in your wallet.
Never provide your credit card information on a website that is not a secure site.
Never provide your card information online unless you are making a purchase.
Do not carry PIN with your card or disclose it to anyone.
Never sign a blank receipt. When you sign a receipt, draw a line through the blank spaces above the total.
Do not lend your card to anyone. Your card is not transferable.
Kami ingin memaklumkan berkuatkuasa Januari 2018, kami akan menghentikan pengeluaran Penyata Kewangan Gabungan Akhir Tahun Kad Kredit Platinum Business. Untuk maklumat anda, anda masih akan dapat menyemak ringkasan transaksi untuk 12 bulan terakhir yang lalu dalam Ringkasan Kad Kredit Hujung Tahun anda (ePenyata).
Kredit tanpa Faedah sehingga 30 hari
Ambil peluang daripada tempoh kredit yang lebih lama, tanpa sebarang faedah untuk semua transaksi runcit.
Tanpa Yuran Tahunan
Nikmati pengecualian yuran tahunan automatik dengan minimum 12 transaksi runcit, atau perbelanjaan runcit RM15,000 setahun.
Kemudahan buku cek dengan kadar faedah rendah 12.85%p.a.
Antara manfaat Kad Kredit Hong Leong Platinum Business termasuklah kemudahan cek untuk pembayaran lebih fleksibel.
Nikmati penjimatan hebat apabila anda menggunakan kemudahan cek. Boleh menjadi kemudahan OD menunggu bagi anda.
Kelayakan
- Berumur 25 hingga 65 tahun (Prinsipal) | 18 tahun (Tambahan)
- Pendapatan tahunan minimum RM60k
Ciri & Manfaat
Ciri-ciri & Manfaat
Dapatkan sehingga 6% pulangan tunai bagi perbelanjaan runcit di The Store & Pacific, dan 0.5% pulangan tunai bagi transaksi runcit yang lain.
Maklumat Lanjut
Kurang Butiran
Penjimatan Hebat
- Rebat tunai 3% bagi perbelanjaan RM1,500 dan ke bawah di The Store & Pacific
- Rebat tunai 6% bagi perbelanjaan melebihi RM1,500 di The Store & Pacific
- Rebat tunai 0.5% bagi semua transaksi lain kecuali transaksi The Store & Pacific
Maklumat Lanjut
Kurang Butiran
Tuntutan Rebat Tunai Auto
Mudah dan tanpa masalah! Rebat tunai anda dalam bentuk Baucar Hadiah The Store & Pacific, melalui penyata kad kredit anda.
Maklumat Lanjut
Kurang Butiran
Tuntutan Baucar Hadiah
Tunjukkan kad kredit anda untuk tebus baucar hadiah dan mengimbangi pembelian di mana-mana outlet The Store & Pacific.
Maklumat Lanjut
Kurang Butiran
Yuran Tahunan Dikecualikan Seumur Hidup
Leretan 1 transaksi dalam tempoh 45 hari selepas tarikh pengeluaran kad memberikan anda dan Pemegang Kad Tambahan tahun pertama secara percuma. Selepas itu, anda hanya perlu menggunakan Kad Kredit The Store & Pacific sekurang-kurangnya 12 kali setahun untuk pengecualian yuran tahunan.
Maklumat Lanjut
Kurang Butiran
Kelayakan
- Berumur 21 hingga 65 tahun (Prinsipal) | 18 tahun (Tambahan)
- Pendapatan tahunan minimum RM24k (Gold) | RM60k (Platinum)
Maklumat Lanjut
Kurang Butiran
Rakan Niaga
Harga Ahli Istimewa
Nikmati penjimatan bagi barangan terpilih apabila anda membeli-belah di The Store & Pacific
Jualan Istimewa Kad Kredit The Store & Pacific
Acara untuk ahli sahaja – dapatkan lebih banyak diskaun, manfaat dan ambil kesempatan daripada promosi khas semasa acara eksklusif ini.
Keistimewaan beli belah dengan rakan peniaga
Nikmati pelbagai keistimewaan apabila anda berbelanja di hotel, restoran dan kedai runcit terpilih di seluruh Malaysia.
Terma & Syarat
Kami ingin memaklumkan berkuatkuasa Januari 2018, kami akan menghentikan pengeluaran Penyata Kewangan Gabungan Akhir Tahun Kad Kredit Platinum Business. Untuk maklumat anda, anda masih akan dapat menyemak ringkasan transaksi untuk 12 bulan terakhir yang lalu dalam Ringkasan Kad Kredit Hujung Tahun anda (ePenyata).
Ciri & Manfaat
Kad Zing Touch ‘n Go Hong Leong menambah nilai secara automatik apabila baki kurang daripada RM50.
Mudah
Gunakannya di tol, stesen LRT, tempat letak kereta, stesen bas, taman tema atau di mana sahaja tanda Touch 'n Go dipaparkan.
Fleksibel
Dipautkan ke mana-mana Kad Kredit Visa atau Mastercard Hong Leong .
Terma & Syarat
Soalan Lazim
S: Apakah Kad Zing Touch ‘n Go Hong Leong?
J: Kad Zing Touch ’n Go Hong Leong adalah Kad Touch ‘n Go dengan ciri tambah nilai automatik yang dipautkan kepada Akaun Kad Kredit Hong Leong anda. Setiap kali baki Kad Zing anda jatuh di bawah RM50, ia secara automatik akan ditambah nilai sebanyak RM100 dan jumlah ini akan didebitkan daripada Akaun Kad Kredit anda.
Fi & Caj
S: Apakah fi dan caj yang akan dikenakan kepada Kad Zing Touch ‘n Go Hong Leong?
J:
Penerangan Fi & Caj |
Fi & Caj* |
|---|---|
Fi Tambah Nilai Automatik |
RM2 setiap tambah nilai |
Fi Penyenggaraan (Setiap 6 bulan sekali) |
RM5.00 |
*Tertakluk kepada Cukai Kerajaan, jika berkenaan
- Fi Penyenggaraan merujuk kepada penyenggaraan nilai yang tidak digunakan pada selang enam (6) bulanan dari tarikh Cip TNG dalam Kad Zing dianggap tidak aktif.
- Tidak aktif bermaksud Kad Zing tanpa transaksi kad (tambah nilai atau penggunaan) untuk tempoh dua puluh empat (24) bulan berturut-turut.
S: Jika Kad Zing saya ditamatkan, dalam tempoh berapa lamakah saya perlu membuat permohoan untuk bayaran balik jumlah baki dalam Kad Zing?
J: Semua permohonan untuk jumlah baki dalam Kad Zing mestilah dibuat dengan Bank dalam tempoh sembilan puluh (90) hari dari tarikh kehilangan, kecurian, pembatalan atau penamatan Kad Zing.
S: Berapa kerap saya boleh menambah nilai Kad Zing Touch ‘n Go Hong Leong saya dalam satu hari?
J: Hanya satu (1) tambah nilai automatik dibenarkan dalam dua puluh empat (24) jam.
Ciri & Manfaat
Dapatkan airasia points pada perbelanjaan harian anda dengan kad kredit melancong ini. Nikmati manfaat Pelan Pembayaran Flexi 0% apabila anda menukar perbelanjaan kad kredit anda kepada ansuran 12 bulan, amaun perbelanjaan minimum ialah RM500.
airasia points Boost
Dapatkan airasia points untuk perbelanjaan harian dan tempahan penerbangan airasia
*Setiap perbelanjaan RM1 airasia = 6 airasia points
Setiap perbelanjaan RM2 luar negara = 1 airasia point
Setiap perbelanjaan RM3 tempatan untuk Kad Platinum = 1 airasia point
Setiap perbelanjaan RM5 tempatan untuk Kad Gold = 1 airasia point
* Berkuatkuasa pada 1 Julai 2022
Bonus airasia points
Sehingga 25,000 Bonus airasia points untuk Kemasukan dan Suku Tahunan
Pemegang Kad Platinum:
- Dengan perbelanjaan minimum RM2,500 dalam enam puluh (60) hari pertama selepas kelulusan kad = 5,000 airasia points alu-aluan
- Dengan perbelanjaan minimum RM5,000 setiap suku tahunan = 5,000 airasia points tambahan setiap suku tahunan
Pemegang Kad Gold:
- Dengan perbelanjaan minimum RM1,500 dalam enam puluh (60) hari pertama selepas kelulusan kad = 3,000 airasia points alu-aluan
- Dengan perbelanjaan minimum RM3,000 setiap suku tahunan = 3,000 airasia points tambahan setiap suku tahunan
Jadi Keutamaan
(Eksklusif untuk Pemegang Kad Platinum)
Naik taraf segera ke status Platinum Freedom Flyer
Nikmati daftar masuk keutamaan, naik pesawat keutamaan & pengambilan bagasi Xpress
Dapatkan sehingga 7x lebih airasia points1
1 airasia points tambahan diberikan adalah untuk penerbangan airasia mengikut kelas tambang dan status keahlian airasia yang sepadan pada masa penerbangan berlepas (bukan tarikh tempahan penerbangan) seperti berikut:
Status kealihan airasia |
Platinum |
|---|---|
Low Fare |
Dapatkan sehingga 5.5x airasia points |
Premium Flex / Premium Flat Bed |
7x airasia points |
(Contoh airasia points diperolehi berdasarkan penerbangan RM100) |
|
|---|---|
Low Fare |
Dapatkan sehingga 550 airasia points |
Premium Flex /Premium Flat Bed |
Dapatkan 700 airasia points |
Pengecualian Yuran
Pengecualian yuran tahun pertama
Dengan minimum satu (1) leretan runcit dalam masa enam puluh (60) hari dari tarikh kelulusan kad.
Pengecualian Yuran tahunan tahun berikutnya
Pemegang Kad Gold :
Dengan perbelanjaan runcit minimum RM10,000 dalam setahun
Pemegang Kad Platinum:
Dengan perbelanjaan runcit minimum RM20,000 dalam setahun
Terma & Syarat
