• Aged 21 to 65 years old (Minimum 25 years old for Platinum Business Card)
• Malaysian citizen or permanent residents
• Annual income of RM24,000 and above

Note:

1. The above documents have to be independently verifiable.
2. Other form of income substantiation may be acceptable on case to case basis e.g. Tenancy Agreement.

Click here to download Cardholder Agreement.

Click here to download Product Disclosure Sheet.

We offer the following range of convenient credit card payment / transactions options via our e-Banking Services channel:

• Online Banking
• Mobile Banking
• Phone Banking
• e-Banking Centres

Why rush all the way to the bank to queue up to make your credit card transactions when you could do all that from the comfort of your own home? Log online now to enjoy the following benefits that saves you time & money:

Obtain Card Information

Find out when is your outstanding credit card balance, payment due date & minimum amount due.

Bonus Point Enquiry / Gift Redemption

View our gift catalogue, redeem your gifts online & find out about your bonus point accumulation & mode of gift collection available.

Transaction Details

View your latest 6 months credit card statements that are almost identical to the ones that you'd receive via post mails (principal & supplementary account details).

You can also view your recent credit card purchase that is not listed in your latest credit card monthly statement (principal & supplementary account details).

Request for Credit Card T-PIN

Now you can also request for your credit card T-PIN online! You'll need your T-PIN to access to your E-Banking services.

If you have a Deposit Account with us, you get to enjoy some additional features that will certainly enhance the level of convenience that you'll enjoy from our online banking channel.

Here's how you can utilize our online transactional benefits to the fullest:

Credit Card Payment

You can perform your own & other's credit card payment online.

Alternatively, you may also arrange for a future dated credit card payment.

Standing Instructions

You can also opt for a standing instruction for your credit card payments. Customers are given the option of minimum or full settlement of their credit card bills.

If you have not registered yet, please do so now. Click here to register but if you do not have a T-PIN yet, find out how to create one.

If you are a busy person always on-the-go, the Hong Leong Mobile Banking Services bring banking to your fingertips!

Imagine being able to check your credit card balance(s) via your mobile phone when you're stuck in a massive traffic jam. You can also check your credit limit through our Mobile Banking services, amongst other services provided via our innovative channel.

If you can't log online to perform your credit card transactions, why not consider doing it the alternative way? Just pick up your phone & wriggle away your worries on your credit card payments in just a few simple steps! Here's what you can do:

• Check Outstanding Credit Balance
• Perform Credit Card Payment (only applicable for those with a Hong Leong Deposit Account)
• Credit Card Statement Request
• Bonus Points Enquiries
• Change Credit Card T-PIN
• Gift Redemption

To start your phone banking transactions or to find out more, call 03 - 7626 8899.

If you happen to be in the neighbourhood, why not drop by any of our branches located nationwide to perform your credit card transactions? Here's a brief list of what you can do at our e-Banking Centres:

Settle your credit card payments by depositing cash / cheque payment via our Cash / Cheque Deposit Machines, which are conveniently available at our e-Banking Centres.

If you are a Hong Leong Deposit Account customer, you can also opt to submit your payment by utilizing the Automated Teller Machine (ATM)

Earn 1% in cash for every Ringgit spent on shopping, dining, petrol or just about anything else. RM100 x 1% = RM1. So the more you spend, the more you will earn!
 

Real Cash Earning is based on the total posted amount (in Ringgit) of retail transaction^# charged to the card at local and international. This includes spend on supplementary cards. In the event the posted transaction falls on the statement date, the transaction will be calculated for Real Cash Earnings in the following month.
 

Your Real Cash Earnings balance will earn interest too. The interest rate is based on prevailing Hong Leong Bank 3-month fixed deposit rate.
 

The cash you earn is yours to use as you wish. Just withdraw from any Hong Leong Bank ATM or internal fund transfer via HL Connect.
 

Enjoy an automatic annual fee waiver with a minimum of 12 retail transactions, or RM8,000 retail spend in a year.
 

*Real Cash Earnings will only be credited upon meeting the minimum threshold of RM20 and capped at a maximum of RM50 calculated on a monthly basis.
 

#Retail Transactions (both local and international) EXCLUDING all Government and JomPAY related transactions, Cash Advances, Quasi Cash (betting and gaming related transactions), Call-For-Cash, Call-For-Cash Plus, Flexi Payment Plan, Balance Transfers, Finance Charges and Late Charges
 

Extra earnings are based on you total annual spend:

Here’s how your Real Cash Earnings can grow in a year:

Being an ACCCIM member gives you more than just the exclusive privilege of its full resources and assistance for your business. It also ensures you distinct recognition and success. Now you have the perfect way of showing off your affiliation with ACCCIM Credit Card. With it, you will also be supporting your association whenever you use the card. Apply for one today and use it proudly wherever you go.

Every RM 1 charged to your Hong Leong ACCCIM Credit Card for retail purchases, earns you 1 Rewards Point. You can accumulate Rewards Points to redeem for gifts, hotel and dining vouchers, frequent flyer miles or pay for your annual fee. Furthermore, you can even use your Rewards Points to pay for your purchases at participating merchant outlets via our On-the-Spot Points redemption. Click here for the Hong Leong Club Rewards Programme Terms and Conditions.

Being an ACCCIM member gives you more than just the exclusive privilege of its full resources and assistance for your business. It also ensures you distinct recognition and success. Now with your ACCCIM Credit Card, you will also be supporting your association whenever you use the card. Apply for one today and use it proudly wherever you go.

To welcome you as a new Hong Leong ACCCIM cardmember, your annual fee is waived for the first 3 years. Subsequent year annual fee waiver will be automatically activated when you make purchases using your Hong Leong ACCCIM Credit Card, either twelve times (12) per annum, or charge* a total of RM5,000 per annum. And, if you charge* RM100,000 to your Hong Leong ACCCIM Credit Card on your first year, you can forget about annual fees forever because your card will be FREE FOR LIFE**!

* Transactions exclude EPP, Cash on Call, Balance Transfer, fee charges and credit entries.
** Provided co-branding card is still valid.

Improve your cash flow anytime by taking full advantage of the higher credit limit on your Hong Leong ACCCIM Credit Card compared to other ordinary credit cards.

Your Hong Leong ACCCIM Credit Card also gives you a pre-approved HL eBroking trading line extended by up to 3 times your credit limit or a maximum trading line of RM150,000.

To find out more, just call HL eBroking at 1300-88-8822 or walk into any Hong Leong Bank branch.

Enjoy a low fee of only 3% of amount advanced or RM20 (subject to Government Tax, if applicable), whichever is higher, for cash advance via ATM or at branch counters with your Hong Leong ACCCIM Credit Card!

With your Hong Leong ACCCIM Credit Card, you will always be prepared for any emergency. Just call 03-7626 8899 for emergency cash up to 90% of your card's available credit, and pay in affordable equal monthly installments at a low interest rate of only 9.88% p.a..

Whether it's a laser colour printer, espresso machine or an art piece for your office, you can use your Hong Leong ACCCIM Credit Card to purchase your dream items with our 0% interest installment plan, and stretch your payment tenure to 6 or 12 months.

In addition to EPP, you also have access to cash anytime you need it. Just use your Hong Leong ACCCIM Credit Card at over 500,000 Express Cash Network and Visa PLUS ATMs worldwide with your PIN, and withdraw up to 80%* of your credit limit, subject to your available credit limit.

Hong Leong Touch’n Go Zing Card with an automatic reload features is linked to your Hong Leong Credit Card. Every time your Hong Leong Touch’n Go Zing Card balance falls below RM50, it will automatically reload RM100 and the amount will be charged to your Hong Leong Credit Card. To find out more click here

To enhance your business prestige and recognition in the industry, you have the choice of embossing your company name on your Hong Leong ACCCIM Credit Card.

Enjoy big savings for your company on exclusive discounts on products and services offered by our business partners.

For complete list of discounts and privileges, please visit www.hlb.com.my

Enjoy big savings for your company on exclusive discounts on products and services offered by our business partners.

Enjoy complimentary visit to Plaza Premium Lounge KLIA, KLIA 2, Langkawi Airport, Senai Airport and Singapore Changi Airport* - an exclusive privilege for you as a ACCCIM Cardholder, where you can relax over a quiet drink, unwind in a massage chair or catch up on work with the high-speed internet access prior to departure.

*Each Cardholder is entitled to complimentary visit of 6 times per annum. Every complimentary visit is subject to minimum retail spend of RM2,500 within 30 days from the date of entry

In business, we know time is money. That's why our dedicated Customer Service Assistance is ready to help you daily from 8am to 11pm, should you require personal assistance or have any queries regarding your Hong Leong ACCCIM Gold Card. Just call 03-7626 8899 and you have full control over your transactions in total privacy.

Fees & Charges >

The card that gives you the best value for your money.

You have the flexibility of either settling your outstanding balance in your account in full or partially (subject to minimum monthly payment of 5% or RM50, whichever is higher by the payment due date).

You have various payment options from cash/cheque deposit to phone and online banking

Every RM 1 charged to your Hong Leong Classic Credit Card for retail purchases, earns you 1 Rewards Point. You can accumulate Rewards Points to redeem for gifts, hotel and dining vouchers, frequent flyer miles or pay for your annual fee. Furthermore, you can even use your Rewards Points to pay for your purchases at participating merchant outlets via our On-the-Spot Points redemption. Click here for the Hong Leong Club Rewards Programme Terms and Conditions.

Purchase your dream items while stretching your payment tenure with our 0% interest installment plan for 6-month and 12-month

You have access to cash at over 500,000 Express Cash Network and Visa PLUS ATMs worldwide

Call for your emergency cash of up to 90% of your card's available credit, and pay in affordable monthly installments at a low interest rate of only 9.88% p.a.

Hong Leong Touch’n Go Zing Card with an automatic reload features is linked to your Hong Leong Credit Card. Every time your Hong Leong Touch’n Go Zing Card balance falls below RM50, it will automatically reload RM100 and the amount will be charged to your Hong Leong Credit Card. To find out more click here

Travel smart with the must-have travel companion – the Hong Leong MATTA Credit Card. Specially crafted to reward the travel-loving consumer, we aim to please and provide convenience at every step of your holiday planning.

Overseas shopping has never been more fun! Your MATTA credit card awards you with 1% Cashback every time you transact overseas. So, even if you're buying souvenirs or gifts for friends - you get rewarded too! Online transactions included.

Get refreshed, relax and unwind with complimentary amenities and refreshments at the Plaza Premium Lounge in KLIA while waiting to board your flight.

Enjoy sheer exclusivity with the MATTA Credit Card whenever you visit participating MATTA Fairs nationwide. Just present your MATTA Credit Card at the entrance and enter for free via the VIP Express Lane. Complimentary entry is awarded to cardholder and one guest.

Purchase foreign currency at preferential rates at Hong Leong Bank Bureau de Change at KLIA 2 and Mahkota Parade, Melaka.

Your Hong Leong MATTA Credit Card is big on value. On top of all its other fantastic privileges, it also gives you Reward Points. Every RM 1 charged to your Hong Leong MATTA Credit Card for retail purchases, earns you 1 Rewards Point. You can accumulate Rewards Points to redeem for gifts, hotel and dining vouchers, frequent flyer miles or pay for your annual fee. Furthermore, you can even use your Rewards Points to pay for your purchases at participating merchant outlets via our On-the-Spot Points redemption. Click here for the Hong Leong Club Rewards Programme Terms and Conditions.

Automatically enjoy a waiver on your annual fee with a minimum swipe of 1 retail transaction within 45 days from the card approval date. Subsequent year annual fee waiver is subject to a minimum of 12 retail transactions per annum.

Hong Leong Touch’n Go Zing Card with an automatic reload features is linked to your Hong Leong Credit Card. Every time your Hong Leong Touch’n Go Zing Card balance falls below RM50, it will automatically reload RM100 and the amount will be charged to your Hong Leong Credit Card. To find out more click here

• Enjoy a high credit limit of up to RM300,000
• With spending power to match your financial status, your Platinum Card gives you the luxury of living the lifestyle you wish. Furthermore, your Hong Leong Platinum Card is accepted at all preferred establishments worldwide so you can enjoy the convenience and flexibility of getting cash, and anything else you so desire with just one swipe.
• Depending on your outstanding balance for the month, enjoy up to 2% cash rebate monthly.
• The maximum cash rebates to be earned is RM1,000 p.a. per customer. The earned cash rebates will be credited in the following month's statement.

Below are the cash rebate tiers for your reference:

*Your previous statement balance amount less all payments and credit entries reflected in your current statement.

An example of how the cash rebate is awarded based on the rates above:

1 Spending refers to retail transactions (excluding cash advance, balance transfer, Cash-On-Call, EPP Conversion, fee charges, and credit entries.

2 Month refers to the period of 1 month calculated from one statement date to the next statement date.

3 Rebate is calculated on the retail spending of the month and will be credited into your account in the following month.

• Hong Leong Club Rewards - The more you spend, the more the rewards

Your Hong Leong Platinum Card is big on value. On top of the cash rebate, it also gives you Reward Points. Every RM 1 charged to your Hong Leong GSC Credit Card for retail purchases, earns you 1 Rewards Point. You can accumulate Rewards Points to redeem for gifts, hotel and dining vouchers, frequent flyer miles or pay for your annual fee. Furthermore, you can even use your Rewards Points to pay for your purchases at participating merchant outlets via our On-the-Spot Points redemption. Click here for the Hong Leong Club Rewards Programme Terms and Conditions.

• Annual Fee Waiver for Principal Card

The annual fee for Principal Card is RM400 (subject to Government Tax, if applicable). To enjoy the annual fee waiver for the Principal Card, Principal Cardholder must perform a minimum 12 retail transaction p.a. or RM15,000 retail transactions p.a.

• Annual Fee Waiver for Supplementary Card

The annual fee for Supplementary Card is RM200 (subject to Government Tax, if applicable). To enjoy the annual fee waiver for the Supplementary Card, Supplementary Cardholder must performed a minimum 12 retail transactions p.a. or RM15,000 retail transactions p.a.

• Enjoy preferential Forex Rates. We offer rates above our existing competitive rate so you can enjoy bigger savings each time you travel overseas. The preferential Forex rates are applicable for purchases of foreign currencies such as the USD, GBP, AUD, JPY, HKD, CAD and more, worth between RM30,000 and RM150,000. Rates are only applicable for purchases made at Hong Leong Bank branches.
  

• Toll-free Platinum Customer Service Line

Should you require personal assistance or have any queries regarding your Platinum Card, our dedicated Customer Service is always ready to help, anytime, day or night. All you have to do is call 1-800-38-8830 or 03-7626-8899 (overseas).

• 24-hour Personal Concierge

As a Hong Leong Platinum Cardholder, you get to enjoy privileges from Visa Platinum Life and / or MasterCard Platinum Collection. Enjoy complimentary room upgrades at some of the world's finest hotels, attractive retail discounts, priority reservations for concert and theatre tickets, as well as premium bookings at 5-star restaurants. Whatever your desire, these privileges were specially designed to meet your discerning taste.

Should you require further assistance, please call 1-800-80-3006 for Visa Concierge or 1-800-80-4594 for MasterCard Global Service. For more details on these privileges, please visit www.visaplatinum.com and www.mastercardplatinumcollection.com respectively.

Hong Leong Touch’n Go Zing Card with an automatic reload features is linked to your Hong Leong Credit Card. Every time your Hong Leong Touch’n Go Zing Card balance falls below RM50, it will automatically reload RM100 and the amount will be charged to your Hong Leong Credit Card. To find out more click here

For every RM1 charged to your card on retail transactions, you will earn 1 Reward Point which you can redeem for a wide range of exciting gifts absolutely free, including free flights with MAS, and even to offset your annual fees for the subsequent year. You can also accumulate your Reward Points up to 3 calendar years so that you can redeem your most desired gift.

Automatic Double Reward Points on every retail purchase made overseas on your Card. So use the Hong Leong American Express Card when traveling as well as at home and you will earn rewards points, towards free flights and other exciting gifts even faster.

Only the Hong Leong Bank American Express® Credit Card gives you greater flexibility and payment options with a built-in range of financial tools.

Access to Hong Leong Bank branches and over 500,000 American Express® ATMs in more than 130 countries worldwide.

The option of making your Credit Card bill payment at Hong Leong Bank branches, or via direct debit, Hong Leong Online or Hong Leong Phone Banking.

You are now entitled to preferential forex rate for outward remittances by just producing your credit card at any of our bank branches.

Click here to check out the latest rates.

*Transactions conducted outside Malaysia will be converted into Ringgit Malaysia on the date the item is received and / or processed. The exchange rate may differ from the published daily rate due to market fluctuation.

Your Credit Card also gives you access to 1,700 American Express® Travel Service offices in over 130 countries worldwide, so you can enjoy global assistance with travel arrangements, travellers™ cheques, foreign exchange & Card replacement. Get the world in your hands today.

*The above Features & Benefits are subject to Terms and Conditions.

Savour the selection of fabulous offers and discounts from fine dining to free hotel night - worth a total of over RM2,000 - our way of welcoming you to the new Hong Leong Gold American Express Credit Card.

Whether travelling on business or taking a well-earned break, Gold Assist provides useful travel information and emergency assistance overseas online and offline 24 hours a day, 365 days a year. Gold Assist features a wide range of services.

The Emergency Assistance team is available by collect call from anywhere in the world, 24 hours a day.

Our experts can help with anything from referrals to local doctors / hospitals to providing advice on inoculation requirements and visas.

The Emergency Record and Travel Vault securely stores vital information such as medical, personal and Credit Card details online which can be retrieved easily in the event of an emergency, such as a lost or stolen wallet.Country Guides provides useful information about your destination, such as standard of healthcare, where to find a hospital, cultural tips, important telephone codes and much more.

To find out more, log onto the Gold Assist website at www.goldassist.com.

For every RM1 charged to your card on retail transactions, you will earn 1 Reward Point which you can redeem for a wide range of exciting gifts absolutely free, including free flights with MAS, and even to offset your annual fees for the subsequent year. You can also accumulate your Reward Points up to 3 calendar years so that you can redeem your most desired gift.

Your Credit Card also gives you access to 1,700 American Express® Travel Service Offices in over 130 countries worldwide, so you can enjoy global assistance with travel arrangements, travellers™ cheques, foreign exchange & Card replacement. Get the world in your hands today.

Automatic Double Reward Points on every retail purchase made overseas on your Card. So use the Hong Leong American Express Card when travelling as well as at home and you will earn rewards points, towards free flights and other exciting gifts even faster.

Access to Hong Leong Bank branches and over 500,000 American Express® ATMs in more than 130 countries worldwide.

Only the Hong Leong Bank American Express® Credit Card gives you greater flexibility and payment options with a built-in range of financial tools.

The option of making your Credit Card bill payment at Hong Leong Bank / Finance branches, or via direct debit, Hong Leong Online or Hong Leong Phone Banking.

*The above Features & Benefits are subject to Terms and Conditions.

You are now entitled to preferential forex rate for outward remittances by just producing your credit card at any of our bank branches.

Click here to check out the latest rates.

*Transactions conducted outside Malaysia will be converted into Ringgit Malaysia on the date the item is received and / or processed. The exchange rate may differ from the published daily rate due to market fluctuation.

The knowledge of knowing that you remain in control over whatever the circumstances is sheer luxury. Beyond instant recognition and admiration, Hong Leong Platinum American Express Credit Card connects you with a unique facility that personifies the good life like no other cards can. Known as the Platinum Personal Service, it provides you with uncompromised access to Premium Concierge services. It's our Personal Assistant, entirely dedicated to be your beck and call, anywhere in the world. You have the power to meet contingency and exigency, make things happen with a single call. 24 hours a day, 7 days a week.

Truly world class service is a sheer luxury. As well as instant recognition and respect, the Hong Leong Platinum American Express Card connects you with a unique facility that personifies the good life in ways that no other credit card can - the Platinum Personal Service. Through this you enjoy total access to the Premium Conceirge Service. It's your personal assistant dedicated to your beck and available from anywhere in the world. With a single phone call, you have the power to meet every contigency 24 hours a day, 365 days a year.

With the Hong Leong Platinum American Express Credit Card, the world is truly your playground and your holidays an absolute delight. As a Card member, you will enjoy priority reservation and preferential service worldwide from leaders in the travel and leisure industry.

• VIP services at 272 Small Luxury Hotels in over 50 countries around the world
  
• A selection of international 5-star hotels and chains such as Four Seasons Hotels and Resorts in Asia, Hyatt Hotels and Resorts and the Raffles Hotel Group
• 14,000 Business Hotels and enjoy up to 60% off on the Standard Corporate Rate

Experience epicurean delights locally as well as abroad, provided by our Platinum Restaurant Exclusives. Be it the finest nouvelle cuisine or a gastronomic extravaganza, go where your taste buds lead you. All it takes is the Hong Leong Platinum American Express Credit Card to transform an evening out into an event to remember. Bon apetit!

• Complimentary bottle of wine or
• Up to 30 savings on a-la-carte menu or
• Free Wine Club membership or
• Complimentary dish or desserts

More choices, more access, more freedom. Wherever you may be, whatever the circumstances, you can count on the Hong Leong Platinum American Express Credit Card. Dependable, accessible, flexible. So when the occasion arises, you know exactly where to turn to:

• Access to 500,000 American Express ATM's in more than 130 countries worldwide.
• Cash Advance Withdrawal up to 50% of the available credit line.
• Complimentary Retail Protection.
• Preferential Forex Rate* (Click here to check out the latest rates.)
• Double Bonus Points for retail purchases made overseas on your card.
• Year End Summary Statement that consolidate your credit card spending.

*Transactions conducted outside Malaysia will be converted into Ringgit Malaysia on the date the item is received and / or processed. The exchange rate may differ from the published daily rate due to market fluctuation.

For foreign charges converted by American Express, American Express applies a conversion factor of 1% to the converted amount plus 1% administration cost imposed by Hong Leong Bank Berhad.

A charge that is made in a foreign currency other than US Dollars will, when the conversion is done by American Express, be converted into US Dollars before being converted into Ringgit Malaysia.

Fly for Free. Frequent flyer rewards are yet another privilege made more beneficial to our Hong Leong Visa Signature Cardholders. Convert your Rewards Points into Enrich Miles and redeem free flights, upgrades, shopping vouchers and more. With us, your reward points represent better value through our Enrich Miles conversions as follows:10,000 Rewards Points = 1,000 Enrich Miles

Enjoy access to Plaza Premium Lounge located in both Malaysia and Singapore.

• Enjoy up to 20% discount off published rate for accompanying guests.
• Cardholders are required to present their valid Hong Leong Credit Card and Boarding Pass to access the Plaza Premium Lounge.

Click here for Terms & Conditions - English

Click here for Terms & Conditions - Bahasa Malaysia

Earn 1 Reward Point for every RM1 eligible retail spend with Hong Leong Gold Credit Card.

The annual fee for principal Gold Card is Ringgit Malaysia One Hundred Sixty (RM160) (subject to Government Tax, if applicable) and the annual fee for supplementary Gold Card is Ringgit Malaysia Eighty (RM80) (subject to Government Tax, if applicable). A swipe of 1 transaction within 45 days of card issuance date gets you and your Supplementary cardholders the first year free.

• Aged 21 to 65 years old (Principal) | 18 years old (Supplementary)
• Minimum annual income RM24,000

Enjoy 2% cash back whenever you charge your AIA Life Annual premium transactions to your INSURANCE-Hong Leong Business Credit Card.

Applicable for Non-Zero interest installment Plan (ZIIP) transactions only.

Shopping can be more rewarding for you! You will automatically receive 0.5% cash back whenever you make a retail transaction with your INSURANCE-Hong Leong Business Credit Card. The more you shop, the more you will be rewarded.

Enjoy ultimate peace of mind and convenience when you convert your AIA Life Insurance premium payments into a 12-Month Zero Interest Installment Plan with absolutely no processing fee!

*Premium that exceeds RM601 and can be converted to 12-Month Zero Interest Installment Plan (ZIIP). It’s easy, just call us at 03 – 7626 8899.

That's right! Absolutely no annual fees at all! Both you and your Supplementary cardholders will automatically enjoy a waiver for the first year on your annual fee with a minimum swipe of 1 transaction within 45 days from card issuance date. Subsequent year annual fee will be waived if you spend at least 12 times on your INSURANCE - Hong Leong Platinum Business Credit Card.

Enjoy our new security feature that gives you a safer and more convenient online shopping experience when you use your Hong Leong Credit or Debit card.Each time you wish to make a purchase online with your Hong Leong card, we will verify your identity by asking you to enter a 'One Time Password' (OTP), which is a 6-digit password sent automatically to your mobile phone during the payment process.

Your OTP is only valid for one transaction and 2 minutes from the time of generation before it expires. So you can rest assure that no one but you could use your card online! All you need to do is make sure your current mobile phone number is registered with the Bank.

If you're in need to get quick access to emergency cash, you'll be happy to know that help is just a phone call away. Just call our Hong Leong Bank Customer Service Hotline to request for a temporary increase in your credit limit or to report your lost or stolen card, general inquiries and more. Our Customer Service Hotline is available 24 hours a day, 7 days a week to attend to all your needs.

Transactions in Foreign Currency

The conversion rate as determined by Visa International, MasterCard International or American Express, plus any administration fees charged by Visa International or MasterCard International, plus up to 1.0% administration fee imposed by the Bank.

Transactions in Ringgit Malaysia (RM)

Any administration fees charged by Visa International or MasterCard International.

Click here for FAQs

Click here for Terms & Conditions

That's right! Absolutely no annual fees at all! Both you and your Supplementary cardholders will automatically enjoy a waiver on your annual fee with a minimum swipe of 1 transaction within 45 days from the card issuance date. Subsequent year annual fee will be waived if you spend at least 12 times on your Hong Leong - MRCA Gold or Platinum Card over the preceding 12 months.

You can withdraw up to 90% of your available credit limit (subject to availability). All you need to do is call 03-79501188 to request for a cash advance and the approved amount will be transferred to your saving or current account within the next working day.

Enjoy unlimited consultation and special will-writing services at privileged prices only for Platinum Cardholders.

Our Zero Interest Instalment Plan will enhance your spending power and let you live life to the fullest. Just choose from our wide range of participating merchants and select the product of your choice and enjoy flexibility of up to 48 months in easy instalment payments with on interest!

Get that extra edge when you shop and bank on us to take care of all your purchases at anywhere and anytime with Hong Leong Bank 'My Payment Plan'. Just call our Customer Service Hotline within 30 days of purchase or before your next credit card statement, whichever is earlier for the installment plan of your choice up to 36 months.

Enjoy your new security feature that gives you a safer and more convenient online shopping experience when you use your Hong Leong Credit Card. each time you wish to make a purchase online with your Hong Leong card, we will verify your identity by asking you to enter a "One Time Password" (OTP), which is a 6-digit password sent automatically to your mobile phone during the payment process.

Your OTP is only valid for one transaction and 3 minutes from the time of generation before it expires. So you can rest assure that no one but you could use your card online! All you need to do is make sure your current mobile phone number is registered with the Bank.

Click here for Terms & Conditions - English

Click here for Terms & Conditions - Bahasa Malaysia

Immediately sign on the signature panel at the back of your card upon receipt.

Treat, value and protect your card as if they were cash, keep your card secured and ensure that it is in your possession at all times

Check and ensure that the card you received after a transaction at a merchant is yours.

Ensure that you authorize all use of credit card (face to face or on Phone/Internet).

Shred all documents (charge slip, statement etc) that contains card details before you discard them.

Void incorrect charge slips before you sign a new one.

Promptly check your credit card statement and report immediately if there are any transactions that you do not recognize or unauthorized by you.

When you receive your new/renewal/replaced credit card, always check that the card is in your name, and that the sealed package is not compromised. Immediately contact the Bank if the card is not yours, or that the seal is tampered with.

Keep the bank phone numbers readily available with you to immediately report any lost or stolen card. A lways check your credit cards periodically to ensure that the cards are not missing from your wallet.

Sign-up for Card Protection if offered by your bank which helps report all your cards (including those issued by other banks) with just one call if you lose your wallet.

When purchasing items over the Internet, give your credit card details only on reliable websites and is from a company you trust. Reputable merchant sites use encryption technologies to protect your card information.

Please avoid using a public computer to shop online. If you do, please remember to log off and quit the browser when you are finished. All it takes is for someone to hit the "back button" to view your personal information.

Always print and save the confirmation page when completing an online purchase. Record or keep your receipts for all your purchases including online purchases.

Secure your letter mailbox, promptly collect your mail and be vigilant for identity theft. If you do not receive your credit card statements on time, please report to your bank promptly.

Notify the bank in advance for any change in address if you move.

Keep the bank updated with your latest hand-phone number and e-mail address to allow the bank to perform verification of unusual or suspicious transactions.

Be wary of high-pressure sales tactics such as "SCRATCH & WIN" where they ask for your card details.

If you received a call from a Telemarketer, ask questions. The fewer questions the caller can answer, more likely they are calling from an illegitimate business.

When you receive your PIN, please check that the sealed envelope has not been opened or tampered with. Immediately call the Bank if the seal is broken or opened.

Memorize your PIN immediately and destroy the PIN envelope. Go to the nearest Branch/ATM to change your PIN.

Never leave your credit card in an unsecured place, lying around at home or in the office where someone can have access to it. If you do not want to use your card, keep it in a safe and secure place.

Don't leave your credit card in your glove compartment of your car to prevent card theft.

Do not reveal personal details or your card details to any unknown party.

Hong Leong Bank will never send you an email or letter asking for your account specific information. Never reveal your username, password, security questions or answers, or PIN to anyone. You should not respond to such emails, letters, websites or phone numbers.

Never respond to emails that request for your credit card information and don't ever respond to emails that ask you to go to a website to verify personal (and credit card) information.

Never send account information, such as account number or PIN in an e-mail as it may be intercepted.

Be cautious about e-mails that offer credit services. Many unsolicited e-mails are fraudulent.

Watch out for imposters that claim to be from the bank and ask to "verify" your account details to make sure you are protected. The bank do not need your account details, it already has it.

When creating passwords and PINs, do not use anything that can be easily traced to you such as your date of birth, Identity Card no., etc. Do not record those numbers on anything in your wallet.

Never provide your credit card information on a website that is not a secure site.

Never provide your card information online unless you are making a purchase.

Do not carry PIN with your card or disclose it to anyone.

Never sign a blank receipt. When you sign a receipt, draw a line through the blank spaces above the total.

Do not lend your card to anyone. Your card is not transferable.

Effective January 2018, please be informed that we will be discontinuing the issuance of the Hong Leong Platinum Business Credit Card Year End Statement. For your information, you will still be able to review your past 12 months of transaction summary in your annual Year End Credit Card Summary (eStatement).

Effective January 2018, please be informed that we will be discontinuing the issuance of the Hong Leong Platinum Business Credit Card Year End Statement. For your information, you will still be able to review your past 12 months of transaction summary in your annual Year End Credit Card Summary (eStatement).